Eaton County property record for 51 Ferguson St, Grand Ledge, MI 48837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,076 sqft · built 1988 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,462 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 40006361511000 |
| Primary APN | 40006361511000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 238 ft deep x 151 ft wide |
| Garage Area | 696 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 51 FERGUSON ST |
|---|---|
| City | GRAND LEDGE |
| State | MI |
| Zip | 48837-1679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-MD |
| Legal Description | LOT 11. LOCH LEDGE ESTATES, T4N,R4W, CITY OF GRAND LEDGE 1987 |
| Legal Subdivision | LOCH LEDGE ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | EATON MI |
| Township / Civil Division | GRAND LEDGE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20402 |
51 Ferguson St is owner-occupied and held in a trust.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 51 FERGUSON ST, GRAND LEDGE, MI 48837-1679 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 51 FERGUSON ST, GRAND LEDGE, MI 48837-1679 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2840/166 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 2840/166 |
| Name | EATON FSB |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, MI 48813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 51 Ferguson St was $8,462 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Grand Ledge City |
| Unified School District | Grand Ledge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,000 | $451,433 Land $68,516 Building $382,917 | |
| 2025 | $8,462.00 | ||
| 2023 | $204,200 | $408,400 | |
| 2022 | $21,939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Ferguson St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Ferguson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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