Lincoln County property record for 51 Elm Loop, Hustonville, KY 40437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,389 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,500 (Nov 2022) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-02-07-003.00 |
| Primary APN | 009-02-07-003.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Garage Area | 583 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 51 ELM LOOP |
|---|---|
| City | HUSTONVILLE |
| State | KY |
| Zip | 40437-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & LOT 2 SEC 2 (.5 AC) |
| Legal Subdivision | WALNUT GROVE |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | HUSTONVILLE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 920200 |
51 Elm Loop is owned and occupied by two individuals who bought it in November 2022.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 ELM LOOP, HUSTONVILLE, KY 40437-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 28, 2020 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on File |
| Deed Sale | Nov 4, 2022 · Amount on File |
| Prior Sale | Apr 28, 2020 · Amount on File |
| Deed Book / Page | 472 / 755 |
| Prior Transfer Date | Apr 26, 2008 |
| Prior Transfer Doc | DEED378/135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Nov 4, 2022 |
| Property Address | 51 ELM LOOP, HUSTONVILLE, KY 40437-9188 |
| Document Number | 000472/755 |
| Book / Page | 472 / 755 |
| Map Reference | MB 344 PG 606 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 494478 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1326 N 35TH ST, RICHMOND, VA 23223-7714 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 51 ELM LOOP, HUSTONVILLE, KY 40437-9188 |
| Document Number | 0000494479 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 494479 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Apr 28, 2020 |
| Property Address | 51 ELM LOOP, HUSTONVILLE, KY 40437-9188 |
| Document Number | DEED452/686 |
| Book / Page | DEED 452 / 686 |
| Map Reference | MB 344 PG 606 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 461653 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 CASTLE ROCK DR, 22, LIBERTY, KY 42539-8144 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 51 ELM LOOP, HUSTONVILLE, KY 40437-9188 |
| Document Number | 461654 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 461654 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 51 Elm Loop was $2,381, down 4.3% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 (-4.3%) | $242,500 Land $20,000 Building $222,500 | $242,500 Land $20,000 Building $222,500 |
| 2024 | $2,488.00 | ||
| 2023 | $242,500 Land $106,500 Building $136,000 | $242,500 Land $106,500 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Elm Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Elm Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203 |
|---|---|
| Water Source | Purchased surface water from DANVILLE CITY WATER WORKS |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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