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51 Edgell St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 51 Edgell St, Gardner, MA 01440

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,532 sqft · built 1930
Lot Size0.225 acres (9,801 sqft)
Owner2 Company Names on Record
Last Sale$279,000 (May 2024)
Tax Bill$5,600 (2026)
Deeds & MortgagesJun 2025 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:R-25 B:0024 L:0041

Property Details

APN / Parcel Number

Primary APNM:R-25 B:0024 L:0041
Alternative APN
  • GARD M:R27 B:23 L:41

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,532 sqft Living Area
Gross Area4,763 sqft
Basement Area1,121 sqft
Unfinished Basement1,121 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address51 EDGELL ST
CityGARDNER
StateMA
Zip01440-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block23
Legal Lot Number41
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3008
Census Tract707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address132 BENNINGTON ST, EAST BOSTON, MA 02128-4890
Owner TypeCompany
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2025Quit Claim Deed, Transfer
MOFIN LENDING
Jul 8, 2020Quit Claim Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2024 · Amount on Record
Deed SaleMay 29, 2024 · Amount on Record
Prior SaleJul 8, 2020 · Amount on Record
Deed Book / Page70559 / 66
Last Transfer DateJun 30, 2025
Transfer Doc072227-321
Record UpdatedOct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateJun 6, 2025
Property Address51 EDGELL ST, GARDNER, MA 01440-2329
Document Number072089-386
Book / Page72089 / 386
Instrument DateJun 6, 2025
Instrument45957
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 BENNINGTON ST, EAST BOSTON, MA 02128-4890

Mortgage

Document Number0000045958
DateJun 6, 2025
Instrument45958
Lender
NameMOFIN LENDING
Agreement
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateJul 8, 2020
Property Address51 EDGELL ST, GARDNER, MA 01440-2329
Document Number62752-216
Book / Page62752 / 216
Instrument DateJun 26, 2020
Instrument72990
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address51 EDGELL ST, GARDNER, MA 01440-2329

Mortgage

Document Number72991
DateJul 8, 2020
Instrument72991
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,600.00 (+9.55%)$406,700 (+14.24%) Land $82,800 Building $323,900$448,502 (+13.3%)
2025$5,112.00 (+0.93%)$356,000 (+5.36%) Land $75,200 Building $280,800$395,865
2024$5,065.00 (+0.26%)$337,900 (+7.89%) Land $68,400 Building $269,500
2023$5,052.00$313,200 Land $67,400 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Gateway Fiber
Fiber		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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