51 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 51 Echo Ln, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,459 sqft · built 1993
Lot Size	1.17 acres (51,070 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Aug 2017)
Tax Bill	$2,269 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-009.068`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-009.068`
Alternative APNs	`338766` `76014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,459 sqft Heated Area
1st Floor Area	1,716 sqft
Upper Floors Area	743 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,070 sqft (1.17 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	338766
Street Address	51 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' X 120.3' IRR COVERED BRIDGE ESTATES UNIT 4 LOT 9 MB12 P115 IN CITY OF FAIRHOPE SEC 19-T6S-R2E (WD)
Legal Subdivision	COVERED BRIDGE ESTATES
Legal Block	U-4
Legal Lot Number	9
Legal Unit	4
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2038
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 ECHO LN, FAIRHOPE, AL 36532-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	20171650712
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	51 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001902690
Date	Apr 1, 2021
Instrument	1902690

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	51 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001660397
Date	Oct 11, 2017
Instrument	1660397

Lender

Name	IBERIABANK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 16, 2017
Property Address	51 ECHO LN, FAIRHOPE, AL 36532-1456
Document Number	0001650712
Map Reference	MB12 PG115
Instrument Date	Aug 15, 2017
Instrument	1650712
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 672, POINT CLEAR, AL 36564-0672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ECHB, FAIRHOPE, AL 36532-1456

Mortgage

Document Number	0001650713
Date	Aug 16, 2017
Instrument	1650713

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,269.00 (+4.23%) Homeowner's exemption
2025	$2,177.00 (+18.38%)	$48,320 (+17.97%) Land $16,900 Building $31,420	$483,100 (+17.97%) Land $169,000 Building $314,100
2023	$1,839.00 (+17.36%) Homeowner's exemption	$40,960 (+16.83%)	$409,500 (+16.83%) Land $161,000 Building $248,500
2022	$1,567.00 (+4.12%) Homeowner's exemption	$35,060	$350,500 Land $148,500 Building $202,000
2021	$1,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: C Spire Wireless, T-Mobile.

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