51 E Stone Ave, Fairfield, IA 52556 Property Records

Jefferson County property record for 51 E Stone Ave, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,136 sqft · built 1900
Lot Size	0.224 acres (9,768 sqft)
Owner	Individual Name on File
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-128-007`

Property Details

APN / Parcel Number

Primary APN	`06-25-128-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	864 sqft
Basement Area	824 sqft
Unfinished Basement	432 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,768 sqft (0.224 acres)
Lot Dimensions	132 ft deep x 74 ft wide

Exterior Amenities

Porch	Slab
Porch Area	215 sqft
Deck Area	432 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	51 E STONE AVE
City	FAIRFIELD
State	IA
Zip	52556-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLAND W 74 1/4' LT 4 BLK 8
Legal Subdivision	OAKLAND
Legal Block	8
Legal Lot Number	4
Jurisdiction	JEFFERSON IA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2044
Census Tract	90400

Owner

Source: Jefferson County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	704 S 3RD ST, FAIRFIELD, IA 52556-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	51 E STONE AVE, FAIRFIELD, IA 52556-2241
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2088
Date	Aug 16, 2022
Book Page	2022/2088
Instrument	2022-2088

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	51 E STONE AVE, FAIRFIELD, IA 52556-2241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201388
Date	Jun 30, 2020
Instrument	2020-1388

Lender

Name	THE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Municipality	Fairfield City
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+5.04%) Homeowner's exemption	$172,900 (+15.27%) Land $14,800 Building $158,100	$172,900 (+15.27%) Land $14,800 Building $158,100
2024	$2,698.00 (+35.85%)
2023		$150,000 (+43.27%) Land $14,800 Building $135,200	$150,000 (+43.27%) Land $14,800 Building $135,200
2022	$1,986.00 Homeowner's exemption	$104,700 Land $14,800 Building $89,900
2021			$104,700 Land $14,800 Building $89,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER SUPPLY serves 9,821 people · EPA ID IA5131033
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: LISCOFIBER.

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