Stephens County property record for 51 E Savannah St, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1958 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 2004) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T18 089 |
| Primary APN | T18 089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Heated Area |
| Basement Area | 1,075 sqft |
| Unfinished Basement | 1,075 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 465 sqft |
| Patio Area | 192 sqft |
| Utility Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 576950 |
|---|---|
| Street Address | 51 E SAVANNAH ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 11 & 12 BLK 40 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 40 |
| Legal Lot Number | 11,12 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 970101 |
Source: Stephens County records · APN T18 089
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 E SAVANNAH ST, TOCCOA, GA 30577-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2004 · Amount on Record |
| Deed Sale | Nov 30, 2004 · Amount on Record |
| Prior Sale | May 15, 2000 · Amount on Record |
| Transfer Doc | 0008870460 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 51 E SAVANNAH ST, TOCCOA, GA 30577-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 51 E SAVANNAH ST, TOCCOA, GA 30577-1716 |
| Document Number | 0014320000000152 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 0000001432/0000000152 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2041 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+29.46%) Homeowner's exemption | $61,186 (+50.5%) Land $6,504 Building $54,682 | $152,965 (+50.5%) Land $16,259 Building $136,706 |
| 2023 | $1,378.00 (+3.45%) Homeowner's exemption | $40,655 (+7.94%) Land $6,504 Building $34,151 | $101,637 (+7.94%) Land $16,259 Building $85,378 |
| 2022 | $1,332.00 Homeowner's exemption | $37,665 Land $6,504 Building $31,161 | $94,161 Land $16,259 Building $77,902 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 16% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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