51 E Ridge Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 51 E Ridge Rd, Warwick, NY 10990 · Last verified May 2026

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 3,725 sqft · built 1977
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Sep 2018)
Tax Bill$15,386 (2024)
Deeds & MortgagesJun 2021 Refinance
Nov 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-1-33.32

Property Details

APN / Parcel Number

Primary APN33-1-33.32
Alternative APNs
  • 548903300000010333200000
  • 335489 33-1-33.32

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories1 Story
Building Area3,725 sqft Living Area
1st Floor Area1,985 sqft
Basement Area1,740 sqft
Finished Basement1,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRaised Ranch
Exterior MaterialBrick
Lot Area130,680 sqft (3 acres)
View / LotRural
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area333 sqft
Patio Area628 sqft
Canopy56 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number33-1-33.32
Street Address51 E RIDGE RD
CityWARWICK
StateNY
Zip10990-3034
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLT 2 SMITH & KRUGER SUB
Legal SubdivisionSMITH & KRUGER
Legal Block1
Legal Lot Number33.32
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2014
Census Tract14400

Owner

Source: Orange County and Warwick Town records · APN 33-1-33.32

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address51 E RIDGE RD, WARWICK, NY 10990-3034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TOTAL MORTGAGE SERVICES LLC
Nov 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HUDSON HERITAGE FCU
Sep 17, 2018Deed, Transfer
HUDSON HERITAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Deed Document Number201866932
Deed Book / Page14461 / 429
Prior Transfer DateSep 06, 1996
Prior Transfer Doc4460000322
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address51 E RIDGE RD, WARWICK, NY 10990-3034
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyNOT AVAILABLE, WESTCORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038928
DateJun 15, 2021
Book Page14980/1746
Instrument20210038928
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address51 E RIDGE RD, WARWICK, NY 10990-3034
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080309
DateNov 14, 2019
Book Page14655/1732
Instrument20190080309
Lender
NameHUDSON HERITAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateSep 17, 2018
Property Address51 E RIDGE RD, WARWICK, NY 10990-3034
Document Number0000066932
Book / Page14461 / 429
Instrument DateSep 10, 2018
Instrument20180066932
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5800 ARLINGTON AVE, BRONX, NY 10471-1402
InvestorPossibly a Property Investor

Mortgage

Document Number0000066933
DateSep 17, 2018
Instrument20180066933
Lender
NameHUDSON HERITAGE FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County and Warwick Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$66,600 (-) Land $16,000 Building $50,600$792,900 (+10.13%)
2024$15,386.00
2023$66,600 (-) Land $16,000 Building $50,600$720,000 (+17.3%) Land $172,973 Building $547,027
2022$66,600 Land $16,000 Building $50,600$613,800 Land $147,459 Building $466,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710144002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Court Square Capital PartnersFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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