Sullivan County and Bethel Town property record for 51 E Oak St, Smallwood, NY 12778
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1940 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,450 (Oct 2025) |
| Tax Bill | $2,429 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 482000 42.-13-11 |
| Primary APN | 482000 42.-13-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 806 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Patio |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 51 E OAK ST |
|---|---|
| City | SMALLWOOD |
| State | NY |
| Zip | 12778 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | SEC S L463-465 |
| Legal Block | 13 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | BETHEL |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 952000 |
51 E Oak St, a residential property, is owned and occupied by an individual who bought it in October 2025.
Source: Sullivan County and Bethel Town records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 E OAK ST, SMALLWOOD, NY 12778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed, Transfer |
| Dec 22, 2021 | Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Feb 15, 2019 | Grant Deed, Transfer · Conventional Mortgage ROBERT & BRENDA HUFFMAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | Dec 22, 2021 · Amount on File |
| Prior Transfer Date | Jan 28, 2019 |
| Prior Transfer Doc | 0000001035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Oct 8, 2025 |
| Property Address | 51 E OAK ST, SMALLWOOD, NY 12778 |
| Document Number | 0000000536 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025-7536 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 E OAK ST, SMALLWOOD, NY 12778 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Dec 22, 2021 |
| Property Address | 51 E OAK ST, SMALLWOOD, NY 12778 |
| Document Number | 0000002900 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-12900 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 30 LAKESIDE DR, RONKONKOMA, NY 11779-1950 |
| Document Number | 0000002901 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-12901 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Feb 15, 2019 |
| Property Address | 51 E OAK ST, SMALLWOOD, NY 12778 |
| Document Number | 0000001035 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 1035 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | B AND K ABSTRACT CORPORATION, B & K ABS CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 OLD UNIONVILLE RD WALLKILL NY 125892540, WALLKILL, NY 12589-2540 |
| Document Number | 1036 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 1036 |
| Name | ROBERT & BRENDA HUFFMAN |
|---|---|
| Address | 153 18TH AVE, ELMWOOD PARK, NJ 07407-3413 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 14, 2024 |
The 2025 property tax bill for 51 E Oak St was $2,429, down 0.6% from the year before.
Source: Sullivan County and Bethel Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Bethel Town |
| Unified School District | Monticello Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,429.00 (-0.57%) | $46,900 (-) Land $10,900 Building $36,000 | $138,200 (+8.99%) Land $32,119 Building $106,081 |
| 2024 | $2,443.00 | $46,900 (-) Land $10,900 Building $36,000 | $126,800 (+6.29%) Land $29,470 Building $97,330 |
| 2023 | $46,900 Land $10,900 Building $36,000 | $119,300 Land $27,726 Building $91,574 | |
| 2021 | $3,545.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 E Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1983–2009) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 E Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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