Huron County property record for 51 E Elm St, Norwalk, OH 44857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,406 sqft · built 1930 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2022) |
| Tax Bill | $1,912 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-0250-02-023-0000 |
| Primary APN | 33-0250-02-023-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Upper Floors Area | 894 sqft |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 315 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 349418 |
|---|---|
| Street Address | 51 E ELM ST |
| City | NORWALK |
| State | OH |
| Zip | 44857-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1841 PT |
| Legal Lot Number | 1841 |
| Jurisdiction | HURON OH |
| Township / Civil Division | NORWALK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 915600 |
Source: Huron County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 18, 2022 | Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP |
| Jun 8, 2021 | Intrafamily Transfer, Transfer |
| Jun 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 22, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Nov 2, 2011 · Amount on Record |
| Deed Document Number | 20222482 |
| Prior Transfer Date | Jun 7, 2021 |
| Prior Transfer Doc | 0000004186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000006369 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 202512100006369 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000000969 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 202303080000969 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Apr 18, 2022 |
| Property Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000002482 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 202204180002482 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000002483 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 202204180002483 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Jun 8, 2021 |
| Property Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 202106080004186 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 202106080004186 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Jun 17, 2020 |
| Property Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000003561 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 3561 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Oct 22, 2019 |
| Property Address | 51 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000005845 |
| Instrument Date | Nov 23, 2018 |
| Instrument | 5845 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
Source: Huron County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Huron County |
| Municipality | Norwalk City |
| Unified School District | Norwalk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,912.00 (-3.14%) | $48,380 (-) Land $6,160 Building $42,220 | $138,240 (-) Land $17,600 Building $120,640 |
| 2024 | $1,974.00 (+41.3%) | $48,380 (+38.74%) Land $6,160 Building $42,220 | $138,240 (+38.75%) Land $17,600 Building $120,640 |
| 2023 | $1,397.00 (-0.57%) | $34,870 (-) Land $4,810 Building $30,060 | |
| 2022 | $1,405.00 | $34,870 Land $4,810 Building $30,060 | |
| 2021 | $99,630 Land $13,750 Building $85,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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