51 E Elm St, Alton, IL 62002 Property Records

Madison County property record for 51 E Elm St, Alton, IL 62002

Property Summary

Property Type	Commercial
Details	3,850 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Feb 2026)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Sale & Mortgage + 3 more
APN	`23-2-07-02-08-202-001`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-02-08-202-001`

Interior

Stories	1 Story
Building Area	3,850 sqft Total Area

Exterior

Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Location & Zoning

Street Address	51 E ELM ST
City	ALTON
State	IL
Zip	62002-4427
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HOFFMEISTER PLACE SUBD LOT 5 6 100X120 IRR
Legal Subdivision	HOFFMEISTER PLACE SUBD
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3003
Census Tract	402100

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3067 ALBY ST, ALTON, IL 62002-4404
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Feb 25, 2026	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK
Jan 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage LIBERTY BANK
Jun 17, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jul 27, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	20265576
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0000016409
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 13, 2026
Property Address	51 E ELM ST, ALTON, IL 62002-4427
Document Number	0000019839
Instrument Date	Jul 10, 2026
Instrument	202619839
Transaction Type	Mortgage
Record Updated	Aug 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019839,
Date	Jul 13, 2026
Instrument	202619839

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 25, 2026
Property Address	51 E ELM ST, ALTON, IL 62002-4427
Document Number	0000005576
Map Reference	PB 14 PG 47
Instrument Date	Feb 20, 2026
Instrument	2026R05576
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3067 ALBY ST, ALTON, IL 62002-4404

Mortgage

Document Number	0000005577
Date	Feb 25, 2026
Instrument	2026R05577

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	51 E ELM ST, ALTON, IL 62002-4427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002953
Date	Jan 26, 2017
Instrument	2017R02953

Lender

Name	LIBERTY BANK
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Jan 10, 2021

Interest

Rate	4.35%

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 17, 2019
Property Address	51 E ELM ST, ALTON, IL 62002-4427
Document Number	0000018587
Map Reference	PB 14 PG 47
Instrument Date	Jun 12, 2019
Instrument	2019R18587
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3067 ALBY ST, ALTON, IL 62002-4404

Mortgage

Document Number	0000018588
Date	Jun 17, 2019
Instrument	2019R18588

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	51 E ELM ST, ALTON, IL 62002-4427
Document Number	0000027688
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E ELM ST ALTON IL 620024427, ALTON, IL 62002-4427

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 (+8.84%)	$44,480 (+10.54%) Land $19,200 Building $25,280	$133,440 (+10.54%) Land $57,600 Building $75,840
2024	$3,271.00 (+13.5%)	$40,240 (+22.5%) Land $17,370 Building $22,870	$120,720 (+22.37%) Land $52,110 Building $68,610
2022	$2,882.00	$32,850 Land $14,180 Building $18,670	$98,649 Land $42,583 Building $56,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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