51 Cunningham St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 51 Cunningham St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,214 sqft · built 1997
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$126,000 (Jun 1998)
Tax Bill$6,074 (2025)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APNC18200

Property Details

APN / Parcel Number

Primary APNC18200
Alternative APNs
  • LOWE M:168 B:1605 L:51
  • M:000168 T:C18200

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,214 sqft Living Area
Gross Area3,006 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement288 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC18200
Street Address51 CUNNINGHAM ST
CityLOWELL
StateMA
Zip01852-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block1605
Legal Lot Number51
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4011
Census Tract312200

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address51 CUNNINGHAM ST, LOWELL, MA 01852-5104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 1998 · Amount on Record
Deed SaleJun 30, 1998 · Amount on Record
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address51 CUNNINGHAM ST, LOWELL, MA 01852-5104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33655-223
DateDec 13, 2019
Book Page33655/223
Instrument56107
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,074.00 (-1.6%)$529,100 (+2.08%) Land $168,900 Building $360,200$566,105 (+11.76%)
2024$6,173.00 (+4.89%)$518,300 (+9.39%) Land $157,900 Building $360,400$506,540
2023$5,885.00$473,800 Land $137,300 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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