51 Cresthaven Dr, Berlin, MD 21811 Property Records

Worcester County property record for 51 Cresthaven Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,328 sqft · built 1992
Lot Size	0.225 acres (9,816 sqft)
Owner	Individual Name on File
Last Sale	$217,800 (May 2017)
Tax Bill	$1,926 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-079503`

Property Details

APN / Parcel Number

Primary APN	`03-079503`
Alternative APN	`079503`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,816 sqft (0.225 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	079503
Street Address	51 CRESTHAVEN DR
City	BERLIN
State	MD
Zip	21811-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-097 9816 SQ FT CREST HAVEN DR PL OCEAN PINES SEC 9
Legal Subdivision	OCEAN PINES
Legal Lot Number	97
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1001
Census Tract	951102

Owner

51 Cresthaven Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	51 CRESTHAVEN DR, BERLIN, MD 21811-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK
May 4, 2017	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Prior Sale	Feb 15, 2001 · Amount on File
Deed Document Number	20176990-095
Deed Book / Page	6990 / 95
Last Transfer Date	Nov 19, 2019
Transfer Doc	0075760093
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	51 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079650254
Date	Mar 11, 2021
Book Page	7965/254

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Jan 16, 2020
Property Address	51 CRESTHAVEN DR, BERLIN, MD 21811-1903
Document Number	0075760093
Book / Page	7576 / 093
Map Reference	MB FWH13 FO 19
Instrument Date	Nov 19, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	51 CRESTHAVEN DR, BERLIN, MD 21811-1903

Mortgage

Document Number	0007576100
Date	Jan 16, 2020
Instrument	7576/100

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 4, 2017
Property Address	51 CRESTHAVEN DR, BERLIN, MD 21811-1903
Document Number	0069900095
Book / Page	6990 / 095
Map Reference	MB FWH13 FO19
Instrument Date	Apr 28, 2017
Instrument	6990-095
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL TITLE INS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 CRESTHAVEN DR, BERLIN, MD 21811-1903

Mortgage

Document Number	6990100
Date	May 4, 2017
Instrument	6990-100

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 51 Cresthaven Dr was $1,926 with a homeowner's exemption, up 1.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,926.00 (+1.64%) Homeowner's exemption	$316,433 (+10.81%)	$347,300 (-) Land $93,600 Building $253,700
2025	$1,895.00 Homeowner's exemption	$285,567	$347,300 Land $93,600 Building $253,700
2023	$1,812.00 Homeowner's exemption	$233,333	$254,700 Land $79,600 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Cresthaven Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Cresthaven Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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