51 Cossatot Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 51 Cossatot Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,534 sqft · built 2011
Lot Size	0.386 acres (16,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2022)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`721-96059-000`

Property Details

APN / Parcel Number

Primary APN	`721-96059-000`
Alternative APN	`27615`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,534 sqft Living Area
Gross Area	3,758 sqft
1st Floor Area	2,534 sqft
Flooring	Carpet

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Fiberglass
Lot Area	16,825 sqft (0.386 acres)
Garage Type	Attached
Garage Area	984 sqft
Driveway	Concrete Driveway
Driveway Area	1,440 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	84 sqft
Porch	Enclosed/Screened Porch
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	51 COSSATOT CIR
City	CABOT
State	AR
Zip	72023-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	04N
Legal Section	11
Legal Subdivision	THE PARK ON MT SPRINGS
Legal Block	2
Legal Lot Number	59
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2002
Census Tract	20201

Owner

Source: Lonoke County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 COSSATOT CIR, CABOT, AR 72023-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 3, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Apr 5, 2012
Deed Document Number	20226656
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Aug 10, 2026
Property Address	51 COSSATOT CIR, CABOT, AR 72023-9706
Document Number	0000008405
Instrument Date	Aug 3, 2026
Instrument	20268405
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COSSATOT CIR, CABOT, AR 72023-9706

Mortgage

Document Number	0000008405,
Date	Aug 10, 2026
Instrument	20268405

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	51 COSSATOT CIR, CABOT, AR 72023-9706
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COSSATOT CIR, CABOT, AR 72023-9706

Mortgage

Document Number	0000010216
Date	Oct 29, 2025
Book Page	2025/10216
Instrument	2025-10216

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 3, 2022
Property Address	51 COSSATOT CIR, CABOT, AR 72023-9706
Document Number	0000006656
Book / Page	2022 / 6656
Instrument Date	May 31, 2022
Instrument	2022-06656
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 COSSATOT CIR, 51, CABOT, AR 72023-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COSSATOT CIR, CABOT, AR 72023-9706

Mortgage

Document Number	0202206657
Date	Jun 3, 2022
Instrument	2022-06657

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	51 COSSATOT CIR, CABOT, AR 72023-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010619
Date	Sep 23, 2020
Book Page	2020/10619
Instrument	2020-10619

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00	$51,860 Land $6,400 Building $45,460	$259,300 (-) Land $32,000 Building $227,300
2024	$2,639.00
2023	$2,639.00 (+16.56%)		$259,300 Land $32,000 Building $227,300
2022	$2,264.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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