51 Combs Hill Rd, Hazard, KY 41701 Property Records

Perry County property record for 51 Combs Hill Rd, Hazard, KY 41701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1948
Owner	Individual Name on File
Last Sale	$56,250 (May 2024)
Tax Bill	$447 (2023)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-40 01 012.00`

Property Details

APN / Parcel Number

Primary APN	`086-40 01 012.00`
Alternative APN	`3926`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1948
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable

Location & Zoning

Account Number	3926
Street Address	51 COMBS HILL RD
City	HAZARD
State	KY
Zip	41701-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 140 PG 356 DB 140 PG 144 DB144 PG10
Jurisdiction	PERRY KY
Township / Civil Division	HAZARD
Census Block Group	3
Census Block	3034
Census Tract	970400

Owner

Source: Perry County records · APN 086-40 01 012.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3952 COOKS FARM DR NW, KENNESAW, GA 30152-6901
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Deed Document Number	0000435423
Deed Book / Page	435 / 423
Record Updated	Jun 08, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	May 21, 2024
Property Address	51 COMBS HILL RD, HAZARD, KY 41701-5313
Document Number	000435/423
Book / Page	435 / 423
Instrument Date	May 03, 2024
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 41, COMBS, KY 41729-0041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 47, HAZARD, KY 41702-0047

Mortgage

Document Number	0000050164
Date	May 21, 2024
Instrument	501//64

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2044

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jun 01, 2031
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

Source: Perry County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,000 (-)	$43,000 (-)
2023	$447.00	$43,000 Land $43,000	$43,000 Land $43,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	58 (1981–2025)
Claims Outside the SFHA	17 of 58
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 11 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 4 claims Severe Storms, Mudslides & Flooding, Oct 1989 · 5 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 80 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAZARD WATER DEPARTMENT serves 26,730 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.