51 Colby Ave, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 51 Colby Ave, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,416 sqft · built 1950
Lot Size	0.173 acres (7,531 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (Jun 2025)
Tax Bill	$4,819 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-015-00570`

Property Details

APN / Parcel Number

Primary APN	`39-015-00570`
Alternative APN	`WORC M:39 B:015 L:00570`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,531 sqft (0.173 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	39-015-00570
Street Address	51 COLBY AVE
City	WORCESTER
State	MA
Zip	01605-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	15
Legal Lot Number	570
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2027
Census Tract	732002

Owner

51 Colby Ave is owned and occupied by an individual who bought it in June 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	51 COLBY AVE, WORCESTER, MA 01605-2236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2025	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Prior Sale	Mar 26, 2010 · Amount on File
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	51 COLBY AVE, WORCESTER, MA 01605-2236
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125662
Date	Mar 11, 2026
Instrument	125662

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 6, 2025
Property Address	51 COLBY AVE, WORCESTER, MA 01605-2236
Document Number	0000124600
Instrument Date	Jun 6, 2025
Instrument	124600
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COLBY AVE, WORCESTER, MA 01605-2236

Mortgage

Document Number	0000124601
Date	Jun 6, 2025
Instrument	124601

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 1, 2021
Property Address	51 COLBY AVE, WORCESTER, MA 01605-2236
Document Number	118889
Instrument Date	Sep 23, 2021
Instrument	118889
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COLBY AVE, WORCESTER, MA 01605-2236

Mortgage

Document Number	118890
Date	Oct 1, 2021
Instrument	118890

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 1, 2021
Property Address	51 COLBY AVE, WORCESTER, MA 01605-2236
Document Number	0000118889
Instrument Date	Sep 23, 2021
Instrument	118889
Transaction Type	Transfer
Record Updated	Aug 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COLBY AVE, WORCESTER, MA 01605-2236

Mortgage

Document Number	0000118890
Date	Oct 1, 2021
Instrument	118890

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 51 Colby Ave was $4,819, up 2.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,819.00 (+2.34%)	$362,900 (+1.65%) Land $123,600 Building $239,300	$422,844 (-4.89%)
2025	$4,709.00	$357,000 Land $117,700 Building $239,300	$444,600 (+20.81%)
2024			$368,030
2023	$4,422.00	$308,400 Land $102,400 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Colby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Colby Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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