51 Chicopee Dr, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 51 Chicopee Dr, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1998
Lot Size	1.15 acres (50,100 sqft)
Owner	Individual Name on File
Last Sale	$126,175 (Aug 1998)
Tax Bill	$4,199 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:012W L:0209`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:012W L:0209`
Alternative APN	`M:012W B:0000 L:00209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,242 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,100 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	51 CHICOPEE DR
City	HUBBARDSTON
State	MA
Zip	01452-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	209
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	2
Census Block	2012
Census Tract	706100

Owner

Source: Worcester County and Hubbardston Town records · APN HUBB M:012W L:0209

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Jan 09, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Apr 18, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 17, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 1998 · Amount on Record
Deed Sale	Aug 20, 1998 · Amount on Record
Prior Sale	Jun 08, 1998 · Amount on Record
Deed Book / Page	20321 / 269
Last Transfer Date	Aug 06, 2020
Transfer Doc	63334-203
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Recording Date	Apr 17, 2026
Property Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Document Number	073457-290
Book / Page	73457 / 290
Instrument Date	Mar 26, 2026
Instrument	202629513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565

Mortgage

Document Number	0000029513,
Date	Apr 17, 2026
Book Page	73457/290
Instrument	202629513

Lender

Name	CORNERSTONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073071-179
Date	Jan 09, 2026
Book Page	73071/179
Instrument	2272

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Transaction Type	Mortgage
Record Updated	May 03, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070409-50
Date	Apr 18, 2024
Book Page	70409/50
Instrument	28129

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64950-150
Date	Apr 16, 2021
Book Page	64950/150
Instrument	52677

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARDSTON MA
Recording Date	Sep 24, 2020
Property Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Document Number	63334-203
Book / Page	063334 / 000203
Instrument Date	Aug 06, 2020
Instrument	111418
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHICOPEE DR HUBBARDSTON MA 01452, HUBBARDSTON, MA 01452

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	51 CHICOPEE DR, HUBBARDSTON, MA 01452-1565
Document Number	57157-170
Book / Page	057157 / 000170
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57157-170
Date	May 24, 2017
Book Page	057157/000170
Instrument	52569

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Worcester County and Hubbardston Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,199.00 (+15.29%)	$359,500 (+28.62%) Land $41,000 Building $318,500	$417,240 (+1.39%)
2024			$411,540
2023	$3,642.00	$279,500 Land $34,000 Building $245,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 59 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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