51 Cedar St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 51 Cedar St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1915
Lot Size	0.036 acres (1,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Apr 1996)
Tax Bill	$5,138 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:34 L:0080`

Property Details

APN / Parcel Number

Primary APN	`SALE M:34 L:0080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
Gross Area	1,724 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,564 sqft (0.036 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	51 CEDAR ST
City	SALEM
State	MA
Zip	01970-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	80
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2009
Census Tract	204200

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 CEDAR ST, SALEM, MA 01970-4838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Mar 3, 2017	Deed of Trust, Mortgage PNC MORTGAGE LLC
Oct 1, 2018	Deed of Trust, Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1996 · Amount on Record
Deed Sale	Apr 30, 1996 · Amount on Record
Prior Sale	Dec 18, 1995 · Amount on Record
Deed Book / Page	13534 / 550
Transfer Doc	1332000584
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	51 CEDAR ST, SALEM, MA 01970-4838
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041401-112
Date	Jan 17, 2023
Book Page	41401/112
Instrument	20230117000820

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	51 CEDAR ST, SALEM, MA 01970-4838
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39629-42
Date	Mar 10, 2021
Book Page	39629/42
Instrument	20210310000890

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	51 CEDAR ST, SALEM, MA 01970-4838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35714-273
Date	Mar 3, 2017
Book Page	35714/273
Instrument	100

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	51 CEDAR ST, SALEM, MA 01970-4838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37055-346
Date	Oct 1, 2018
Book Page	37055/346
Instrument	181001005910

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,138.00 (+8.15%)	$476,600 (+13.75%) Land $186,500 Building $290,100	$526,696 (-17.25%)
2025	$4,751.00 (+3.49%)	$419,000 (+6.05%) Land $156,300 Building $262,700	$636,500
2024	$4,591.00 (+4.13%)	$395,100 (+12.12%) Land $148,100 Building $247,000
2023	$4,409.00	$352,400 Land $137,100 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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