51 Bridge St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 51 Bridge St, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,629 sqft · built 1870
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Dec 2021)
Tax Bill	$6,593 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:U02 L:086-A`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:U02 L:086-A`
Alternative APNs	`M:U02 L:086=A` `861`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,629 sqft Living Area
Gross Area	5,792 sqft
1st Floor Area	1,468 sqft
Attic	Attic
Attic Area	694 sqft
Basement Area	1,468 sqft
Unfinished Basement	1,468 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	861
Street Address	51 BRIDGE ST
City	TOPSHAM
State	ME
Zip	04086-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	86-A
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	1
Census Block	1004
Census Tract	970302

Owner

51 Bridge St is owned and occupied by an individual who bought it in December 2021.

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	51 BRIDGE ST, TOPSHAM, ME 04086-1638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ANDROSCOGGIN BANK
Aug 19, 2019	Trustee's Deed, Construction Loan · Line of Credit BANGOR SVGS BK
Aug 16, 2017	Warranty Deed, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	51 BRIDGE ST, TOPSHAM, ME 04086-1638
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006180
Date	Aug 30, 2017
Instrument	2017R-06180

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 15, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	51 BRIDGE ST, TOPSHAM, ME 04086-1638
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006153
Date	Aug 26, 2020
Instrument	2020R-06153

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Dec 23, 2021
Property Address	51 BRIDGE ST, TOPSHAM, ME 04086-1638
Document Number	0000010917
Instrument Date	Dec 22, 2021
Instrument	2021R-10917
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19 OCEAN AVE UNIT 2, 2, PORTLAND, ME 04103-5745

Mortgage

Document Number	0000010918
Date	Dec 23, 2021
Instrument	2021R-10918

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 19, 2019
Property Address	51 BRIDGE ST, TOPSHAM, ME 04086-1638
Instrument Date	Aug 14, 2019
Instrument	5316
Transaction Type	Construction Loan
Record Updated	Aug 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BRIDGE ST TOPSHAM ME 040861638, TOPSHAM, ME 04086-1638

Mortgage

Document Number	0000005316
Date	Aug 19, 2019
Instrument	5316

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2034

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 16, 2017
Property Address	51 BRIDGE ST, TOPSHAM, ME 04086-1638
Document Number	0000005683
Instrument	2017R-05683
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005684
Date	Aug 16, 2017
Instrument	2017R-05684

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 51 Bridge St was $6,593.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,593.00	$515,100 Land $81,100 Building $434,000
2023	$5,985.00 (-4.71%)	$440,700 (+1.17%) Land $71,500 Building $369,200
2022	$6,281.00	$435,600 Land $66,400 Building $369,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 51 Bridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Bridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Great Works Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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