51 Bow Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 51 Bow Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,647 sqft · built 1929
Lot Size0.173 acres (7,543 sqft)
Owner2 Individual Names on File
Last Sale$1,588,000 (Aug 2019)
Tax Bill$23,361 (2025)
Deeds & MortgagesMay 2021 Refinance
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBELM M:19 P:000096 S

Property Details

APN / Parcel Number

Primary APNBELM M:19 P:000096 S

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,647 sqft Living Area
Gross Area1,400 sqft
1st Floor Area962 sqft
Basement Area1,266 sqft
Unfinished Basement1,055 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleOther
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,543 sqft (0.173 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address51 BOW RD
CityBELMONT
StateMA
Zip02478-3504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group2
Census Block2015
Census Tract357200

Owner

51 Bow Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address51 BOW RD, BELMONT, MA 02478-3504
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Aug 26, 2019Quit Claim Deed, Transfer
ROCKLAND TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2019 · Amount on File
Deed SaleAug 26, 2019 · Amount on File
Prior SaleOct 10, 1995 · Amount on File
Deed Document Number2019127385
Deed Book / Page73172 / 96
Prior Transfer DateAug 23, 2019
Prior Transfer Doc73172-96
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address51 BOW RD, BELMONT, MA 02478-3504
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077670-221
DateMay 3, 2021
Book Page77670/221
Instrument99596
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateAug 26, 2019
Property Address51 BOW RD, BELMONT, MA 02478-3504
Document Number73172-96
Book / Page073172 / 000096
Instrument DateAug 23, 2019
Instrument127385
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,241.28
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 HAMMOND RD BELMONT MA 024782249, BELMONT, MA 02478-2249

Mortgage

Document Number73172-98
DateAug 26, 2019
Book Page073172/000098
Instrument127386
Lender
NameROCKLAND TR
Agreement
AmountAmount on Record
Term360 Months
DueAug 25, 2049

Mortgage

Document Number73172-110,
DateAug 26, 2019
Book Page073172/000110
Instrument127387
Lender
NameMASSACHUSETTS INST/TECH
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 51 Bow Rd was $23,361.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,361.00$2,051,000 Land $960,000 Building $1,091,000$2,285,225 (+13.78%)
2024$2,008,490
2023$19,164.00$1,705,000 Land $913,000 Building $792,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Bow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Bow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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