51 Birch St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 51 Birch St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,128 sqft · built 1945
Lot Size0.198 acres (8,642 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Aug 2010)
Tax Bill$7,173 (2026)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:006-F B:0009 L:0002

Property Details

APN / Parcel Number

Primary APNSAUG M:006-F B:0009 L:0002
Alternative APNs
  • M:006=F B:0009 L:0002
  • 604000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area3,192 sqft
1st Floor Area1,176 sqft
Basement Area744 sqft
Unfinished Basement446 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,642 sqft (0.198 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number604000
Street Address51 BIRCH ST
CitySAUGUS
StateMA
Zip01906-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal SubdivisionSTONE ESTATE
Legal Block9
Legal Lot Number2
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1005
Census Tract208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address51 BIRCH ST, SAUGUS, MA 01906-3739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2010 · Amount on Record
Deed SaleAug 25, 2010 · Amount on Record
Prior SaleAug 25, 2010 · Amount on Record
Deed Book / Page29711 / 252
Transfer Doc25686-291
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address51 BIRCH ST, SAUGUS, MA 01906-3739
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38882-578
DateAug 31, 2020
Book Page38882/578
Instrument20200831003460
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,173.00 (+2.81%)$688,400 (+5.37%) Land $341,300 Building $341,700$755,507 (+14.18%)
2025$6,977.00 (+4.13%)$653,300 (+3.85%) Land $310,200 Building $343,100$661,675
2024$6,700.00 (+3.03%)$629,100 (+8.94%) Land $292,500 Building $336,600
2023$6,503.00$577,500 Land $257,100 Building $320,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Birch St

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