Polk County property record for 51 Bell Ct, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 2011 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $27,000 (Oct 2010) |
| Tax Bill | $3,869 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S3-B26 |
| Primary APN | S3-B26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,348 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 39549 |
|---|---|
| Street Address | 51 BELL CT |
| City | SALUDA |
| State | NC |
| Zip | 28773-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOT 14, PHASE TWO, 0F07 FOREST CREEK 09 |
| Legal Subdivision | FOREST CREEK |
| Legal Phase | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 BELL CT, SALUDA, NC 28773-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2010 · Amount on Record |
| Deed Sale | Oct 20, 2010 · Amount on Record |
| Deed Book / Page | 383 / 595 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,869.00 (+7.03%) | $362,411 (-) Land $32,200 Building $330,211 | $362,411 (-) Land $32,200 Building $330,211 |
| 2025 | $3,615.00 (+49.44%) | $362,411 (+87.84%) Land $32,200 Building $330,211 | $362,411 (+87.84%) Land $32,200 Building $330,211 |
| 2023 | $2,419.00 | $192,933 Land $18,400 Building $174,533 | |
| 2021 | $192,933 Land $18,400 Building $174,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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