51 Bedard Ave, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 51 Bedard Ave, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,132 sqft · built 1971
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (May 2026)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:5 B:36 L:25`

Property Details

APN / Parcel Number

Primary APN	`DERY M:5 B:36 L:25`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	1,132 sqft
Basement Area	720 sqft
Unfinished Basement	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	51 BEDARD AVE
City	DERRY
State	NH
Zip	03038-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	36
Legal Lot Number	25
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2002
Census Tract	3601

Owner

Source: Rockingham County and Derry Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 BEDARD AVE, DERRY, NH 03038-4214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage LUMINATE HOME LOANS
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Nov 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LUMINATE HOME LOANS
Feb 6, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	202626018839
Deed Book / Page	6708 / 2234
Prior Transfer Date	Nov 19, 2022
Prior Transfer Doc	06466-1328
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	51 BEDARD AVE, DERRY, NH 03038-4214
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06529-1365
Date	Jan 29, 2024
Book Page	6529/1365
Instrument	24002533

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	May 28, 2026
Property Address	51 BEDARD AVE, DERRY, NH 03038-4214
Document Number	06708-2234
Book / Page	6708 / 2234
Instrument Date	May 27, 2026
Instrument	20268839
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 BEDARD AVE, DERRY, NH 03038-4214

Mortgage

Date	May 28, 2026

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Nov 28, 2023
Property Address	51 BEDARD AVE, DERRY, NH 03038-4214
Document Number	006520-842
Book / Page	6520 / 842
Instrument Date	Nov 28, 2023
Instrument	23035819
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BEDARD AVE, DERRY, NH 03038-4214

Mortgage

Document Number	0023035820
Date	Nov 28, 2023
Instrument	23035820

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Feb 6, 2023
Property Address	51 BEDARD AVE, DERRY, NH 03038-4214
Document Number	06466-1330
Book / Page	6466 / 1330
Instrument Date	Nov 19, 2022
Instrument	23003463
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BEDARD AVE, DERRY, NH 03038-4214

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Feb 6, 2023
Property Address	51 BEDARD AVE, DERRY, NH 03038-4214
Document Number	06466-1328
Book / Page	6466 / 1328
Instrument Date	Nov 19, 2022
Instrument	23003462
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 BEDARD AVE, DERRY, NH 03038-4214

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,771.00 (+1.6%)	$461,900 (-) Land $216,700 Building $245,200
2024	$8,633.00 (+8.32%)	$461,900 (+19.85%) Land $216,700 Building $245,200
2023	$7,970.00 (+8.61%)	$385,400 (-) Land $184,100 Building $201,300	$429,305
2022	$7,338.00	$385,400 Land $184,100 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAPLE HILL ACRES private · serves 500 people · EPA ID NH0612020
Water Source	Purchased surface water from DERRY WATER DEPT
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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