51 Barnes Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 51 Barnes Dr, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,363 sqft · built 1957
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on File
Deeds & MortgagesApr 2026 Line of Credit
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN392203 26.05-2-55

Property Details

APN / Parcel Number

Primary APN392203 26.05-2-55
Alternative APNs
  • 220302600500020550000000
  • 0008328

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,363 sqft Living Area
1st Floor Area1,873 sqft
2nd Floor Area490 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1957
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.219 acres)
Garage TypeCarport
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area479 sqft
Canopy28 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008328
Old Parcel Number220302600500020550000000
Street Address51 BARNES DR
CityGARNERVILLE
StateNY
Zip10923-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code302
Legal Description45.-1-67
Legal SubdivisionGARNERVILLE HEIGHTS SEC 03 AMD
Legal Block2
Legal Lot Number55.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group3
Census Block3002
Census Tract10601

Owner

51 Barnes Dr is owned and occupied by two individuals.

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address51 BARNES DR, GARNERVILLE, NY 10923-1728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK
Apr 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU
Mar 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Recording DateApr 21, 2026
Property Address51 BARNES DR, GARNERVILLE, NY 10923-1728
Document Number0000013511
Instrument DateApr 14, 2026
Instrument202613511
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 BARNES DR, GARNERVILLE, NY 10923-1728

Mortgage

Document Number0000013511,
DateApr 21, 2026
Instrument202613511
Lender
NameTD BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 18, 2056
Interest
Rate6.22%
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address51 BARNES DR, GARNERVILLE, NY 10923-1728
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013156
DateApr 26, 2023
Instrument2023-00013156
Lender
NameAFFINITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.88%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2020
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.8%
IndexOther
Margin3
Max Rate10.8%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address51 BARNES DR, GARNERVILLE, NY 10923-1728
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007926
DateMar 20, 2019
Instrument2019-00007926
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 10, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$267,100 (-) Land $104,500 Building $162,600$458,462 (+5.2%) Land $179,368 Building $279,094
2023$267,100 Land $104,500 Building $162,600$435,797 Land $170,501 Building $265,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Barnes Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Barnes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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