Westerly Town property record for 51 Atlantic Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,760 sqft · built 1906 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Jul 2019) |
| Tax Bill | $16,886 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | WEST M:175 B:7 |
| Primary APN | WEST M:175 B:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,928 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 6121408 |
|---|---|
| Street Address | 51 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4301 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 7 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Sep 15, 2020 | Deed of Trust, Mortgage STIFEL BK&TR |
| Jul 15, 2019 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on Record |
| Deed Sale | Jul 15, 2019 · Amount on Record |
| Prior Sale | Dec 1, 2009 · Amount on Record |
| Deed Document Number | 20192902 |
| Deed Book / Page | 2019 / 11396 |
| Transfer Doc | 1849-149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 51 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-5259 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 2021/5259 |
| Instrument | 2021-1135 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 51 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Document Number | 2020-734 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 51 ATLANTIC AVE WESTERLY RI 028914301, WESTERLY, RI 02891-4301 |
| Document Number | 2020-734 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 002020/020734 |
| Instrument | 4704 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 15, 2019 |
| Property Address | 51 ATLANTIC AVE, WESTERLY, RI 02891-4301 |
| Document Number | 2019-1396 |
| Book / Page | 002019 / 011396 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 2902 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 ROCK RIDGE RD WESTERLY RI 028913704, WESTERLY, RI 02891-3704 |
| Document Number | 2019-1397 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 002019/011397 |
| Instrument | 2903 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,886.00 (+7.77%) | $2,374,900 (+45.82%) Land $1,954,300 Building $420,600 | $2,486,756 |
| 2023 | $15,668.00 (+2.9%) | $1,628,700 (+2.25%) Land $1,349,200 Building $279,500 | |
| 2022 | $15,227.00 | $1,592,800 Land $1,349,200 Building $243,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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