51 Ashford Lakes Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 51 Ashford Lakes Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,146 sqft · built 2019
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on File
Tax Bill	$7,077 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-31-0250-00000-0210`

Property Details

APN / Parcel Number

Primary APN	`22-14-31-0250-00000-0210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,146 sqft Heated Area
Gross Area	4,234 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Driveway	Driveway
Driveway Area	1,231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	51 ASHFORD LAKES DR
City	ORMOND BEACH
State	FL
Zip	32174-1498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD LAKES ESTATES LOT 21 MB 37 PG 42 OR 1977/1827 OR 2237/1126 OR 2294/1646 OR 2335/1169
Legal Range	31E
Legal Township	14S
Legal Section	22
Legal Subdivision	ASHFORD LAKES ESTATES
Legal Lot Number	21
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	4
Census Block	4133
Census Tract	60207

Owner

Source: Flagler County records · APN 22-14-31-0250-00000-0210

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	51 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Feb 14, 2019	Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP
Jan 10, 2018	Loan Modification, Mortgage · Line of Credit FIDELITY BK
Oct 24, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 26, 2024
Deed Sale	Nov 26, 2024
Prior Sale	Jun 18, 2024 · Amount on Record
Deed Document Number	2024049607
Deed Book / Page	2917 / 1949
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	51 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498

Mortgage

Document Number	0026020686
Date	Sep 02, 2021
Book Page	2602/686
Instrument	2021048608

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 14, 2019
Property Address	51 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number	0023351169
Book / Page	002335 / 001169
Instrument Date	Feb 12, 2019
Instrument	5248
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,013.52
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 ASHFORD LAKES DR ORMOND BEACH FL 321741498, ORMOND BEACH, FL 32174-1498

Mortgage

Document Number	23351171
Date	Feb 14, 2019
Book Page	002335/001171
Instrument	5249

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Recording Date	Jan 10, 2018
Property Address	51 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number	0022520554
Book / Page	002252 / 000554
Instrument Date	Dec 28, 2017
Instrument	1068
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735

Mortgage

Document Number	22520554
Date	Jan 10, 2018
Book Page	002252/000554
Instrument	1068

Lender

Name	FIDELITY BK
Type	Bank
Address	10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 24, 2017
Property Address	51 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1498
Document Number	0022371126
Book / Page	002237 / 001126
Instrument Date	Oct 20, 2017
Instrument	37154
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,077.00 (+63.18%) Homeowner's exemption	$555,967 (+73.42%) Land $105,000 Building $450,967	$555,967 (+6.43%) Land $105,000 Building $450,967
2023	$4,337.00 (+5.09%) Homeowner's exemption	$320,589 (+3%)	$522,382 (+2.67%) Land $76,000 Building $446,382
2022	$4,127.00 Homeowner's exemption	$311,251	$508,813 Land $76,000 Building $432,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024, tidal / storm surge

Wildfire

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 336 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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