51 Arrowhead Beach Rd, Lake Ozark, MO 65049 Property Records

Miller County property record for 51 Arrowhead Beach Rd, Lake Ozark, MO 65049

Property Summary

Property TypeSingle Family Home
Details2,860 sqft · built 2006
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$775,000 (Nov 2022)
Tax Bill$3,852 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22300

Property Details

APN / Parcel Number

Primary APN22300
Alternative APN
  • 129031004002013003

Interior

Stories2 Stories
Building Area2,860 sqft Living Area
1st Floor Area1,430 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Account Number22300
Street Address51 ARROWHEAD BEACH RD
CityLAKE OZARK
StateMO
Zip65049-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 ARROWHEAD LANDING
Legal Range15W
Legal Township40N
Legal Section31
Legal SubdivisionARROWHEAD LANDING
Legal Lot Number2
JurisdictionMILLER MO
Township / Civil DivisionGLAZE
Census Block Group1
Census Block1051
Census Tract962801

Owner

Source: Miller County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24831 RIVER RIDGE RD, ADEL, IA 50003-8714
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Deed of Trust, Mortgage · Line of Credit
EARLHAM SAVINGS BANK
Aug 15, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleAug 15, 2019 · Amount on Record
Deed Document Number20225651
Deed Book / Page2022 / 5651
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER MO
Property Address51 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705
Transaction TypeMortgage
Record UpdatedJan 2, 2024
Title CompanyNOT AVAILABLE, ARROWHEAD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address24831 RIVER RIDGE RD, ADEL, IA 50003-8714

Mortgage

Document Number02022/5652
DateNov 18, 2022
Book Page2022/5652
Instrument202205652
Lender
NameEARLHAM SAVINGS BANK
TypeBank
AddressEARLHAM, IA 50072
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 16, 2062

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLER MO
Recording DateAug 15, 2019
Property Address51 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705
Document Number02019/3288
Book / Page2019 / 3288
Map ReferenceDOC 2005-1248
Instrument DateAug 2, 2019
Instrument201903288
Transaction TypeTransfer
Record UpdatedJan 2, 2024
Title CompanyLAWYERS LAND TITLE/LAKE OZARK, LAWYERS LAND TTL OF LAKE OZA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2911 W 66TH TER, MISSION HILLS, KS 66208-1814

Mortgage

Document Number0201903289
DateAug 15, 2019
Instrument201903289
Lender
NameUNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMiller County
MunicipalityLake Ozark City
Unified School DistrictSchool of The Osage School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,852.00$73,710 (+11.18%) Land $16,880 Building $56,830$387,970 (+11.18%) Land $88,860 Building $299,110
2023$66,300 Land $15,340 Building $50,960$348,970 Land $80,740 Building $268,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OZARK PWS
serves 2,007 people · EPA ID MO3010441
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Splash Wireless Internet.

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