Westchester County and Rye City property record for 51 Adelaide St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,912 sqft · built 1954 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2011) |
| Tax Bill | $18,762 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 551400 146-15-3-38 |
| Primary APN | 551400 146-15-3-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| 2nd Floor Area | 739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Central |
|---|
| Street Address | 51 ADELAIDE ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RYAN PARK |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 7600 |
51 Adelaide St is owned and occupied by two individuals who bought it in August 2011.
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 ADELAIDE ST, RYE, NY 10580-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2011 · Amount on File |
| Deed Sale | Aug 19, 2011 · Amount on File |
| Deed Document Number | 2011512133111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 6, 2026 |
| Property Address | 51 ADELAIDE ST, RYE, NY 10580-3701 |
| Instrument Date | Sep 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 51 ADELAIDE ST, RYE, NY 10580-3701 |
| Date | Oct 6, 2026 |
|---|
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 29, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 51 ADELAIDE ST, RYE, NY 10580-3701 |
| Document Number | 0601043076 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 ADELAIDE ST RYE NY 105803701, RYE, NY 10580-3701 |
| Document Number | 0601043076 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 060104/003076 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
The 2026 property tax bill for 51 Adelaide St was $18,762, up 176.8% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,762.00 (+176.85%) | ||
| 2025 | $6,777.00 | $14,800 (-) Land $4,000 Building $10,800 | $1,254,237 (+6.78%) Land $338,983 Building $915,254 |
| 2024 | $14,800 (-) Land $4,000 Building $10,800 | $1,174,603 (+2.38%) Land $317,460 Building $857,143 | |
| 2023 | $14,800 Land $4,000 Building $10,800 | $1,147,287 Land $310,078 Building $837,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 Adelaide St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 88 (1978–2023) |
| Claims Outside the SFHA | 44 of 88 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Adelaide St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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