Worcester County and Gardner City property record for 51 A St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,275 sqft · built 1910 |
| Lot Size | 0.186 acres (8,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2005) |
| Tax Bill | $4,227 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:2 L:41 |
| Primary APN | GARD M:M22 B:2 L:41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 2,324 sqft |
| Basement Area | 776 sqft |
| Unfinished Basement | 776 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,104 sqft (0.186 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 51 A ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 707400 |
51 A St is owned and occupied by two individuals who bought it in May 2005.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 A ST, GARDNER, MA 01440-3753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2005 · Amount on File |
| Deed Sale | May 31, 2005 · Amount on File |
| Prior Sale | Nov 14, 1990 · Amount on File |
| Deed Document Number | 200585217 |
| Deed Book / Page | 36443 / 372 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 51 A St was $4,227, up 10,467.5% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,227.00 (+10,467.5%) | $307,000 (+8.25%) Land $74,200 Building $232,800 | $322,886 (+12.21%) |
| 2025 | $40.00 (-99%) | $283,600 (+6.38%) Land $67,400 Building $216,200 | $287,755 |
| 2024 | $3,996.00 (+3.18%) | $266,600 (+11.04%) Land $61,300 Building $205,300 | |
| 2023 | $3,873.00 | $240,100 Land $60,400 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 A St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 51 A St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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