San Luis Obispo County property record for 51 19th St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,765 sqft · built 1949 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $238,000 (Jan 1998) |
| Tax Bill | $4,192 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-232-026 |
| Primary APN | 064-232-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,765 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 51 19TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 2 BL 9 PTN LTS 19 & 20 & 21 |
| Legal Subdivision | PASO ROBLES BEACH 00 |
| Legal Block | 9 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 20, 2023 | Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU |
| Nov 21, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 10, 2019 | Deed of Trust, Mortgage TANNAS L E JR & C A TRUST (PT) |
| Aug 1, 2017 | Deed of Trust, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 1998 · Amount on Record |
| Deed Sale | Jan 15, 1998 · Amount on Record |
| Deed Document Number | 19982005 |
| Last Transfer Date | Nov 15, 2023 |
| Transfer Doc | 0000035068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 20, 2023 |
| Property Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Number | 0000034882 |
| Map Reference | MB 3 PG 108 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023034882 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Number | 0000034883 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023034883 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 21, 2023 |
| Property Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Number | 0000035068 |
| Map Reference | MB 3 PG 108 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023035068 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Number | 0000066074 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021066074 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000001801 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017001801 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Number | 0000003298 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 51 19TH ST CAYUCOS CA 934301403, CAYUCOS, CA 93430-1403 |
| Document Number | 0000003298 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 3298 |
| Name | TANNAS L E JR & C A TRUST (PT) |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 51 19TH ST, CAYUCOS, CA 93430-1403 |
| Document Number | 0000034064 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 51 19TH ST CAYUCOS CA 934301403, CAYUCOS, CA 93430-1403 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $407,054 (+2%) Land $227,996 Building $179,058 | |
| 2025 | $4,192.00 (+2.09%) Homeowner's exemption | $399,074 (+4.04%) Land $223,526 Building $175,548 |
| 2023 | $4,106.00 (+1.78%) Homeowner's exemption | $383,580 Land $214,848 Building $168,732 |
| 2022 | $4,034.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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