5099 Pineknolls Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5099 Pineknolls Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,461 sqft · built 1977
Lot Size	0.29 acres (12,650 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Apr 2022)
Tax Bill	$8,739 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`013-291-006`

Property Details

APN / Parcel Number

Primary APN	`013-291-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,461 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	12,650 sqft (0.29 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5099 PINEKNOLLS DR
City	CAMBRIA
State	CA
Zip	93428-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 112 BL 1 LT 6
Legal Subdivision	PINE KNOLLS ESTATES
Legal Tract	112
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1047
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	975 MOJAVE LN, PASO ROBLES, CA 93446-4972
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2022	Grant Deed, Transfer
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage CALCULATED RISK ANALYTICS LLC
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage JACK E & SHARON C POSEMSKY
Mar 12, 2021	Intrafamily Transfer, Transfer
Mar 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	202215975
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0000019014
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2022
Property Address	5099 PINEKNOLLS DR, CAMBRIA, CA 93428-2812
Document Number	0000015975
Map Reference	MB 5 PG 113
Instrument Date	Mar 9, 2022
Instrument	2022015975
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 MOJAVE LN, PASO ROBLES, CA 93446-4972

Mortgage

Document Number	0000015976
Date	Apr 11, 2022
Instrument	2022015976

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2022
Property Address	5099 PINEKNOLLS DR, CAMBRIA, CA 93428-2812
Document Number	0000010260
Map Reference	MB 5 PG 113
Instrument Date	Mar 7, 2022
Instrument	2022010260
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 IDYLLWILD PL, 2045, ARROYO GRANDE, CA 93420-9602

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2021
Property Address	5099 PINEKNOLLS DR, CAMBRIA, CA 93428-2812
Document Number	0000046379
Map Reference	MB 5 PG 113
Instrument Date	Jun 15, 2021
Instrument	2021046379
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 IDYLLWILD PL, ARROYO GRANDE, CA 93420-9602

Mortgage

Document Number	0000046380
Date	Jun 30, 2021
Instrument	2021046380

Lender

Name	CALCULATED RISK ANALYTICS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 31, 2020
Property Address	5099 PINEKNOLLS DR, CAMBRIA, CA 93428-2812
Document Number	0000078439
Instrument Date	Dec 15, 2020
Instrument	78439
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1609 ARROYO GRANDE CA 934211609, ARROYO GRANDE, CA 93421-1609

Mortgage

Document Number	78440
Date	Dec 31, 2020
Instrument	78440

Lender

Name	JACK E & SHARON C POSEMSKY
Address	718 MAIN ST, CAMBRIA, CA 93428-2816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2021
Property Address	5099 PINEKNOLLS DR, CAMBRIA, CA 93428-2812
Document Number	0000019012
Map Reference	MB 5 PG 113
Instrument Date	Oct 2, 2020
Instrument	2021019012
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 HARTFORD ST, CAMBRIA, CA 93428-2814

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2021
Property Address	5099 PINEKNOLLS DR, CAMBRIA, CA 93428-2812
Document Number	0000019014
Map Reference	MB 5 PG 113
Instrument Date	Oct 2, 2020
Instrument	2021019014
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	996 HARTFORD ST, CAMBRIA, CA 93428-2814

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,822 (+2%) Land $432,972 Building $378,850
2025	$8,739.00 (+2.28%)	$795,905 (+4.04%) Land $424,483 Building $371,422
2024	$8,544.00 (+1.74%)
2023	$8,398.00 (+82.45%)	$765,000 Land $408,000 Building $357,000
2022	$4,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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