5099 Cedar Ln, Brooksville, FL 34601 Property Records

Hernando County property record for 5099 Cedar Ln, Brooksville, FL 34601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,421 sqft · built 1985
Lot Size	1.83 acres (79,710 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2022)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07-123-20-0656-0000-0130`

Property Details

APN / Parcel Number

Primary APN	`R07-123-20-0656-0000-0130`
Alternative APNs	`00739311` `739311`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	1,421 sqft
Flooring	Combination, Other
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	79,710 sqft (1.83 acres)

Exterior Amenities

Pool Area	390 sqft
Porch	Slab
Porch Area	680 sqft
Deck Area	117 sqft
Patio Area	1,305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00739311
Street Address	5099 CEDAR LN
City	BROOKSVILLE
State	FL
Zip	34601-7796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWERY SUBDIVISION LOT 13 ORB 992 PG 396 ORB 1011 PGS 744-53
Legal Range	20E
Legal Township	23S
Legal Section	07
Legal Subdivision	LOWERY SUBDIVISION
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	BROOKSVILLE
Census Block Group	1
Census Block	1005
Census Tract	40303

Owner

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 29, 2022	Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Nov 21, 2018	Loan Modification, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	202250205
Deed Book / Page	4190 / 28
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796

Mortgage

Document Number	0043761855
Date	Dec 26, 2023
Book Page	4376/1855
Instrument	2023080724

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796

Mortgage

Document Number	0039060735
Date	Oct 30, 2020
Book Page	3906/735
Instrument	2020068156

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2022
Property Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796
Document Number	0041900028
Book / Page	4190 / 28
Map Reference	MB 16 PG 84
Instrument Date	Jun 24, 2022
Instrument	2022050205
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	GULF COAST TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24250 BROWNING PL, 24250, BROOKSVILLE, FL 34601-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796

Mortgage

Document Number	0000419029
Date	Jun 29, 2022
Instrument	4190/29

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	5099 CEDAR LN, BROOKSVILLE, FL 34601-7796
Document Number	0036670543
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5099 CEDAR LN BROOKSVILLE FL 346017796, BROOKSVILLE, FL 34601-7796

Mortgage

Document Number	0036670543
Date	Feb 1, 2019
Book Page	003667/000543
Instrument	6947

Lender

Name	VILLAGE CAP & INV LLC
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,454.00 (-10.61%) Homeowner's exemption	$249,140 (-2.08%) Land $59,783 Building $189,357	$249,140 (-2.08%) Land $59,783 Building $189,357
2023		$254,438 Land $85,519 Building $168,919
2022	$3,864.00		$254,438 Land $59,783 Building $194,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	10 (1988–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BROOKSVILLE serves 11,500 people · EPA ID FL6272180
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures