5098 Tonya Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5098 Tonya Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1970
Lot Size	0.162 acres (7,060 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2017)
Tax Bill	$9,005 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`236-0316-004-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0316-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,572 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,060 sqft (0.162 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5098 TONYA WAY
City	CARMICHAEL
State	CA
Zip	95608-0904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL CAMPO HILLS 01, LOT 18
Legal Subdivision	DEL CAMPO HILLS 01
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3015
Census Tract	7903

Owner

5098 Tonya Way is owned and occupied by two individuals who bought it in June 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5098 TONYA WAY, CARMICHAEL, CA 95608-0904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jun 12, 2017	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Apr 26, 2010 · Amount on File
Deed Book / Page	20170612 / 1142
Prior Transfer Date	Mar 16, 2005
Prior Transfer Doc	0000001747
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5098 TONYA WAY, CARMICHAEL, CA 95608-0904
Document Number	2006231733
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5098 TONYA WAY CARMICHAEL CA 956080904, CARMICHAEL, CA 95608-0904

Mortgage

Document Number	2006231733
Date	Jun 23, 2020
Instrument	2006231733

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 12, 2017
Property Address	5098 TONYA WAY, CARMICHAEL, CA 95608-0904
Document Number	1706121142
Instrument Date	Jun 5, 2017
Instrument	1706121142
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5098 TONYA WAY CARMICHAEL CA 956080904, CARMICHAEL, CA 95608-0904

Tax Assessment & Valuation

The 2025 property tax bill for 5098 Tonya Way was $9,005 with a homeowner's exemption, up 1.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,162 (+2%) Land $100,619 Building $325,543
2025	$9,005.00 (+1.19%) Homeowner's exemption	$417,807 Land $98,647 Building $319,160
2024	$8,899.00 (+0.9%)
2023	$8,820.00 (+1.11%) Homeowner's exemption	$401,584 Land $94,817 Building $306,767
2022	$8,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5098 Tonya Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5098 Tonya Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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