5098 Saint Celestine Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 5098 Saint Celestine Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1983
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Aug 2023)
Tax Bill	$10,841 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133-592-001-1`

Property Details

APN / Parcel Number

Primary APN	`133-592-001-1`
Alternative APN	`133-592-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5098 SAINT CELESTINE CT
City	CONCORD
State	CA
Zip	94521-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	T05597 L0073 B
Legal Subdivision	MAP/SUB 5597
Legal Tract	05597
Legal Lot Number	73
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	334008

Owner

5098 Saint Celestine Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	202382289
Prior Transfer Date	Jan 7, 2005
Prior Transfer Doc	0000011977
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 25, 2023
Property Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649
Document Number	0000082289
Map Reference	MB 247 PG 18
Instrument Date	Jun 26, 2023
Instrument	2023-082289
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649

Mortgage

Document Number	0000082290
Date	Aug 25, 2023
Instrument	2023-082290

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649

Mortgage

Document Number	0000330734
Date	Dec 31, 2020
Instrument	2020-330734

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 30, 2018
Property Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649
Document Number	0000138872
Map Reference	MB 247 PG 18
Instrument Date	Aug 18, 2018
Instrument	2018-138872
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5098 SAINT CELESTINE CT, CONCORD, CA 94521-3649

Mortgage

Document Number	0000138873
Date	Aug 30, 2018
Instrument	2018-138873

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5098 Saint Celestine Ct was $10,841 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$915,552 (+2%) Land $624,240 Building $291,312
2025	$10,841.00 Homeowner's exemption	$897,600 Land $612,000 Building $285,600
2023	$8,550.00 (+1.32%) Homeowner's exemption	$696,928 Land $471,767 Building $225,161
2022	$8,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5098 Saint Celestine Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5098 Saint Celestine Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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