5098 E 118th Pl, Thornton (Denver), CO 80233 Property Records

Adams County property record for 5098 E 118th Pl, Thornton, CO 80233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,734 sqft · built 1999
Lot Size	0.162 acres (7,040 sqft)
Owner	2 Individual Names on File
Last Sale	$409,900 (Dec 2018)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1721-06-1-15-007`

Property Details

APN / Parcel Number

Primary APN	`1721-06-1-15-007`
Alternative APNs	`0172106115007` `R0071975`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	1,876 sqft
2nd Floor Area	858 sqft
Basement Area	597 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	128 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0071975
Street Address	5098 E 118TH PL
City	THORNTON
State	CO
Zip	80233-1891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:SKYLAKE RANCH BLK:4 LOT:6
Legal Range	67W
Legal Township	02S
Legal Section	06
Legal Quarter	1
Legal Subdivision	SKYLAKE RANCH
Legal Block	4
Legal Lot Number	6
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1005
Census Tract	8550

Owner

5098 E 118th Pl is owned and occupied by two individuals who bought it in December 2018.

Source: Adams County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5098 E 118TH PL, THORNTON, CO 80233-1891
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 20, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Dec 2, 2005 · Amount on File
Deed Document Number	2018101442
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000029141
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	5098 E 118TH PL, THORNTON, CO 80233-1891
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066370
Date	Jun 2, 2021
Instrument	2021000066370

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 20, 2018
Property Address	5098 E 118TH PL, THORNTON, CO 80233-1891
Document Number	0000101442
Instrument Date	Dec 14, 2018
Instrument	101442
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5098 E 118TH PL THORNTON CO 802331891, THORNTON, CO 80233-1891

Mortgage

Document Number	101444
Date	Dec 20, 2018
Instrument	101444

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5098 E 118th Pl was $1,404, down 61% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,404.00 (-60.99%)	$36,040 Land $7,140 Building $28,900	$530,000 Land $105,000 Building $425,000
2024	$3,599.00 (-14.31%)
2023	$4,200.00 (+11.94%)	$38,500 (+13.04%) Land $6,430 Building $32,070	$569,000 (+16.1%) Land $95,000 Building $474,000
2022	$3,752.00	$34,060 Land $13,200 Building $20,860	$490,075 Land $190,000 Building $300,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5098 E 118th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5098 E 118th Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Intrepid Fiber Networks, T-Mobile, Ting.

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