5098 Cache Ct, Missoula, MT 59808 Property Records

Missoula County property record for 5098 Cache Ct, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 2005
Lot Size	0.044 acres (1,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,300 (Sep 2021)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R048379`

Property Details

APN / Parcel Number

Primary APN	`R048379`
Alternative APNs	`04-2199-01-1-11-06-0000` `0004017707` `R0483790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
1st Floor Area	592 sqft
2nd Floor Area	572 sqft
Basement Area	148 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,917 sqft (0.044 acres)
View / Lot	Rural
Porch	Open Frame Porch
Porch Area	134 sqft
Deck Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004017707
Street Address	5098 CACHE CT
City	MISSOULA
State	MT
Zip	59808-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON CREEK VILLAGE - PHASE 1, S01, T13 N, R20 W, LOT B32, PHASE 11
Legal Range	20W
Legal Township	13N
Legal Section	01
Legal Subdivision	CANYON CREEK VILLAGE - PHASE 1
Legal Block	3
Legal Lot Number	B32
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3009
Census Tract	206

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5098 CACHE CT, MISSOULA, MT 59808-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Sep 12, 2019	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	202123960
Deed Book / Page	1063 / 1290
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0010631290
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Sep 22, 2021
Property Address	5098 CACHE CT, MISSOULA, MT 59808-9376
Document Number	0010631290
Book / Page	1063 / 1290
Instrument Date	Sep 17, 2021
Instrument	202123960
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5098 CACHE CT, MISSOULA, MT 59808-9376

Mortgage

Document Number	202123961
Date	Sep 22, 2021
Instrument	202123961

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Sep 12, 2019
Property Address	5098 CACHE CT, MISSOULA, MT 59808-9376
Document Number	0010180763
Book / Page	001018 / 000763
Instrument Date	Sep 12, 2019
Instrument	15628
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5098 CACHE CT MISSOULA MT 598089376, MISSOULA, MT 59808-9376

Mortgage

Document Number	10180764
Date	Sep 12, 2019
Book Page	001018/000764
Instrument	15629

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Mortgage

Document Number	10180765,
Date	Sep 12, 2019
Book Page	001018/000765
Instrument	15630

Lender

Name	MONTANA CDC
Address	229 E MAIN ST, MISSOULA, MT 59802-4423

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Elementary School District	DeSmet Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,700 (-) Land $92,823 Building $295,877	$388,700 (-) Land $92,823 Building $295,877
2025	$2,833.00 (-22.76%)	$388,700 (+26.04%) Land $92,823 Building $295,877	$388,700 (+26.04%) Land $92,823 Building $295,877
2024	$3,668.00 (+5.83%)
2023	$3,466.00	$308,400	$308,400 Land $79,704 Building $228,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CIS Fixed Wireless	1,000 / 1,000
Blackfoot Telephone Cooperative Fiber	1,000 / 500

May also be available: Spectrum, Verizon.

Nearby Properties on Cache Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures