5098 89th Pass, Live Oak, FL 32060 Property Records

Suwannee County property record for 5098 89th Pass, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,540 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,970 (Aug 2022)
Tax Bill	$754 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`33-01S-14E-01906-001050`

Property Details

APN / Parcel Number

Primary APN	`33-01S-14E-01906-001050`
Alternative APN	`01906001050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,514 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5098 89TH PASS
City	LIVE OAK
State	FL
Zip	32060-8976
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 5.00 ACRES THE N 335.16 FT OF THE FOLLOWING DESC PROPERTY: COM AT THE SW COR OF NE1/4 OF SE1/4 OF SECTION 32 & RUN N 88 DEG 16'20 E ALONG THE S LINE OF SAID NE1/4 OF SE1/4 A DISTANCE OF 1325.54 FT TO THE SW COR OF THE NW1/4 OF SW1/4 OF SAID SECIT
Legal Range	14E
Legal Township	01S
Legal Section	33
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1017
Census Tract	970100

Owner

Source: Suwannee County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Feb 15, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH FLORIDA LAND GROUP INC
Nov 2, 2018	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY
Nov 2, 2018	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY
Jun 13, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2018	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	2022256938
Deed Book / Page	2383 / 374
Prior Transfer Date	Feb 23, 2017
Prior Transfer Doc	0000204267
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5098 89TH PASS, LIVE OAK, FL 32060-8976

Mortgage

Document Number	0061002470
Date	Mar 4, 2026
Book Page	2679/90
Instrument	202661002470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 29, 2022
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Document Number	0000256938
Book / Page	2383 / 374
Instrument Date	Aug 26, 2022
Instrument	2022256938
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	NOT AVAILABLE, HILL LAW & TITLE PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5098 89TH PASS, 5098, LIVE OAK, FL 32060-8976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15310 PENNY CT, SHADY HILLS, FL 34610-6817

Mortgage

Document Number	0000000377
Date	Aug 29, 2022
Instrument	2383/377

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 15, 2019
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Document Number	0000211955
Book / Page	002100 / 000488
Instrument Date	Feb 13, 2019
Instrument	211955
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 BONITA BEACH RD #205 BONITA SPRINGS FL 341344190, 205, BONITA SPRINGS, FL 34134-4190

Mortgage

Document Number	211956
Date	Feb 15, 2019
Book Page	002100/000491
Instrument	211956

Lender

Name	NORTH FLORIDA LAND GROUP INC
Address	PO BOX 1733, LAKE CITY, FL 32056-1733

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2034

Interest

Rate	8.9%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 2, 2018
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Document Number	0000208875
Book / Page	002083 / 000109
Instrument Date	Oct 31, 2018
Instrument	208875
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

Amount	Amount Recorded
Tax	$472.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3176 LAKE CITY FL 320563176, LAKE CITY, FL 32056-3176

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 2, 2018
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Document Number	0000208873
Book / Page	002083 / 000086
Instrument Date	Oct 31, 2018
Instrument	208873
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	895 DOVE ST #120 NEWPORT BEACH CA 926602947, 120, NEWPORT BEACH, CA 92660-2947

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 13, 2018
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Document Number	0000204267
Book / Page	002055 / 000084
Instrument Date	Feb 23, 2017
Instrument	204267
Transaction Type	Transfer
Record Updated	Jul 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	895 DOVE ST #120 NEWPORT BEACH CA 926602947, 120, NEWPORT BEACH, CA 92660-2947

June 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 13, 2018
Property Address	5098 89TH PASS, LIVE OAK, FL 32060-8976
Document Number	0000204266
Book / Page	002055 / 000080
Instrument Date	Feb 22, 2017
Instrument	204266
Transaction Type	Foreclosure
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5151 CORPORATE DR TROY MI 480982639, TROY, MI 48098-2639

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,862 (+199.69%) Land $52,375 Building $110,487	$162,862 (+50.95%) Land $52,375 Building $110,487
2024	$754.00 (+0.8%)
2023	$748.00 (-24.97%) Homeowner's exemption	$54,344 (-35.58%)	$107,889 (+9.65%) Land $39,750 Building $68,139
2022	$997.00 Homeowner's exemption	$84,356	$98,398 Land $34,500 Building $63,898

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	100 / 20

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