5097 Willowmere Dr, Dayton, OH 45459 Property Records

Montgomery County property record for 5097 Willowmere Dr, Dayton, OH 45459

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 864 sqft · built 1981
Lot Size	0.019 acres (871 sqft)
Owner	Company Name on Record
Tax Bill	$1,114 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`K47 50601 0027`

Property Details

APN / Parcel Number

Primary APN	`K47 50601 0027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1981
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	871 sqft

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5097 WILLOWMERE DR
City	DAYTON
State	OH
Zip	45459-1184
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WILLOWS CONDO PH 1 BLDG 1 UNIT 5097
Legal Subdivision	WILLOWS CONDO PH 1
Legal Phase	1
Legal Lot Number	27
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2005
Census Tract	20400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 FAIRFIELD AVE, FAIRBORN, OH 45324
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage CINCINNATI FSLA
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit MINSTER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021
Deed Sale	Jun 22, 2021
Prior Sale	Dec 22, 1999
Deed Document Number	2021-00046788
Record Updated	Jun 8, 2026

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 22, 2021
Property Address	5097 WILLOWMERE DR, DAYTON, OH 45459-1184
Document Number	0000046788
Map Reference	MB 114 PG 18
Instrument Date	Jun 8, 2021
Instrument	2021-00046788
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 FAIRFIELD AVE, CINCINNATI, OH 45206-1432
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046789
Date	Jun 22, 2021
Instrument	2021-00046789

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5097 WILLOWMERE DR, DAYTON, OH 45459-1184
Document Number	0000010145
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1290 E SOCIAL ROW RD CENTERVILLE OH 454584716, CENTERVILLE, OH 45458-4716

Mortgage

Document Number	0000010145
Date	Feb 16, 2017
Instrument	10145

Lender

Name	MINSTER BK
Type	Bank
Address	DAYTON, OH 45414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,120 (-) Land $3,090 Building $12,030
2024	$1,114.00 (+1.64%)
2023	$1,096.00 (+8.73%)	$15,120 (+37.96%) Land $3,090 Building $12,030	$43,190 (+37.99%) Land $8,830 Building $34,360
2022	$1,008.00	$10,960 Land $2,240 Building $8,720
2020			$31,300 Land $6,400 Building $24,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: altafiber Network Solutions, Watch TV.

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