5097 Encinitas Dr, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 5097 Encinitas Dr, Delray Beach, FL 33484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 1996
Lot Size	0.181 acres (7,871 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2020)
Tax Bill	$7,307 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-26-34-000-1080`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-26-34-000-1080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,779 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	7,871 sqft (0.181 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	162 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5097 ENCINITAS DR
City	DELRAY BEACH
State	FL
Zip	33484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VENTURA PUD LT 108
Legal Range	42E
Legal Township	46S
Legal Section	26
Legal Subdivision	VENTURA PUD
Legal Lot Number	108
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1019
Census Tract	5958

Owner

5097 Encinitas Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Palm Beach County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Jun 1, 2001 · Amount on File
Deed Document Number	2020147571
Deed Book / Page	31389 / 30
Transfer Doc	9760001563
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Mar 6, 2026
Property Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484
Document Number	0363601491
Book / Page	36360 / 1491
Map Reference	MB 75 PG 42
Instrument Date	Mar 5, 2026
Instrument	20260081609
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 28, 2020
Property Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484
Document Number	0313890030
Book / Page	31389 / 30
Map Reference	MB 75 PG 42
Instrument Date	Apr 23, 2020
Instrument	20200147571
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5097 ENCINITAS DR, 5097, DELRAY BEACH, FL 33484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484

Mortgage

Document Number	0313890032
Date	Apr 28, 2020
Instrument	31389/0032

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484
Document Number	0304271630
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5097 EL CAJON WAY DELRAY BEACH FL 334847808, DELRAY BEACH, FL 33484-7808

Mortgage

Document Number	0304271630
Date	Feb 20, 2019
Book Page	030427/001630
Instrument	59132

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 19, 2039

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	5097 ENCINITAS DR, DELRAY BEACH, FL 33484
Document Number	0291060366
Book / Page	029106 / 000366
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5097 EL CAJON WAY DELRAY BEACH FL 334847808, DELRAY BEACH, FL 33484-7808

Mortgage

Document Number	0291060366
Date	May 24, 2017
Book Page	029106/000366
Instrument	184987

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5097 Encinitas Dr was $7,307 with a homeowner's exemption, down 0.6% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,307.00 (-0.57%) Homeowner's exemption	$461,276	$461,276 Land $192,933 Building $268,343
2024	$7,349.00 (+2.43%)
2023	$7,175.00 (+0.8%) Homeowner's exemption	$450,691 (+3%)	$503,117 (+7.39%) Land $192,933 Building $310,184
2022	$7,118.00 Homeowner's exemption	$437,564	$468,478 Land $175,418 Building $293,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5097 Encinitas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5097 Encinitas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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