5097 Cross Rd, Cayuga, NY 13034 Property Records

Cayuga County and Springport Town property record for 5097 Cross Rd, Cayuga, NY 13034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (Oct 1996)
Tax Bill$4,862 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN055489 134.00-1-25.212

Property Details

APN / Parcel Number

Primary APN055489 134.00-1-25.212
Alternative APN
  • 548913400000010252120000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area1,064 sqft
Shed1 Shed
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5097 CROSS RD
CityCAYUGA
StateNY
Zip13034-2159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSMD 807-115
Legal SubdivisionEAST CAYUYA RESERVATION
Legal Block1
Legal Lot Number25.212
JurisdictionCAYUGA NY
Township / Civil DivisionSPRINGPORT
Census Block Group1
Census Block1025
Census Tract41201

Owner

Source: Cayuga County and Springport Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 351, UNION SPRINGS, NY 13160-0351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 1996 · Amount on Record
Deed SaleOct 28, 1996 · Amount on Record
Deed Book / Page947 / 108
Last Transfer DateOct 23, 2018
Transfer Doc0000182986
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address5097 CROSS RD, CAYUGA, NY 13034-2159
Document Number0038720320
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5097 CROSS RD CAYUGA NY 130342159, CAYUGA, NY 13034-2159

Mortgage

Document Number0038720320
DateMay 27, 2020
Book Page003872/000320
Instrument195527
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 26, 2035

Tax Assessment & Valuation

Source: Cayuga County and Springport Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionSpringport Town
Unified School DistrictUnion Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,862.00 (+5.37%) Homeowner's exemption$258,200 (+5.95%) Land $24,500 Building $233,700$258,200 (+5.95%) Land $24,500 Building $233,700
2024$4,614.00
2023Homeowner's exemption$243,700 Land $22,000 Building $221,700$243,700 Land $22,000 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100

May also be available: T-Mobile.

Nearby Properties on Cross Rd

Nearby Streets

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