5097 Carnation Ct, Spring Hill, FL 34607 Property Records

Hernando County property record for 5097 Carnation Ct, Spring Hill, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,114 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2021)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-3249-0000-3020`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-3249-0000-3020`
Alternative APNs	`01250425` `1250425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	2,114 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	1,380 sqft
Deck Area	195 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01250425
Street Address	5097 CARNATION CT
City	SPRING HILL
State	FL
Zip	34607-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGENCY OAKS PHASE 2 UNIT 6 LOT 302
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	REGENCY OAKS UNIT 6 PH 2
Legal Phase	2
Legal Lot Number	302
Legal Unit	6
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2022
Census Tract	41502

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5097 CARNATION CT, SPRING HILL, FL 34607-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	2021086169
Deed Book / Page	4085 / 1229
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 15, 2021
Property Address	5097 CARNATION CT, SPRING HILL, FL 34607-2416
Document Number	0040851229
Book / Page	4085 / 1229
Map Reference	MB 27 PG 7&8
Instrument Date	Nov 12, 2021
Instrument	2021086169
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14773 RIALTO AVE, 14773, BROOKSVILLE, FL 34613-5058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5097 CARNATION CT, SPRING HILL, FL 34607-2416

Mortgage

Document Number	0040851231
Date	Nov 15, 2021
Instrument	4085/1231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,983.00 (-8.06%) Additional exemption filed	$323,496 (-0.41%) Land $23,742 Building $299,754	$323,496 (-1.76%) Land $23,742 Building $299,754
2023		$324,830 Land $35,737 Building $289,093
2022	$4,332.00		$329,285 Land $23,742 Building $305,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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