5097 Buckingham, Troy, MI 48098 Property Records

Oakland County property record for 5097 Buckingham, Troy, MI 48098

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,487 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Nov 2022)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-08-376-306`

Property Details

APN / Parcel Number

Primary APN	`88-20-08-376-306`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,487 sqft Living Area
1st Floor Area	705 sqft
Basement Area	705 sqft
Unfinished Basement	705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5097 BUCKINGHAM
City	TROY
State	MI
Zip	48098-2613
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1T
Legal Description	T2N, R11E, SEC 8 OAKLAND COUNTY CONDOMINIUM PLAN NO 339 NORTHFIELD HILLS BLDG50, APT 409 L 8027 P 637
Legal Range	11E
Legal Township	2N
Legal Section	8
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2004
Census Tract	196500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5097 BUCKINGHAM, TROY, MI 48098-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	2022473684
Deed Book / Page	58272 / 152
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000152429
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 21, 2022
Property Address	5097 BUCKINGHAM, TROY, MI 48098-2613
Document Number	0000473684
Book / Page	58272 / 152
Map Reference	LB 8027 PG 637-770
Instrument Date	Nov 17, 2022
Instrument	473684
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5097 BUCKINGHAM, TROY, MI 48098-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 DORCHESTER DR N, TROY, MI 48084-3778

Mortgage

Document Number	0000475017
Date	Nov 28, 2022
Book Page	58278/690
Instrument	475017

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00 (-29.99%)
2023			$241,920
2022	$5,695.00	$120,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20