5097 Beachwalk Pl, Miramar Beach, FL 32550 Property Records

Walton County property record for 5097 Beachwalk Pl, Miramar Beach, FL 32550

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,413 sqft · built 1983
Lot Size	0.029 acres (1,243 sqft)
Owner	2 Individual Names on File
Last Sale	$317,000 (Jan 2019)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42330-000-5097`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42330-000-5097`
Alternative APNs	`34-221-42330-000-5097` `1076795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,413 sqft Living Area
Flooring	Tile

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	1,243 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5097 BEACHWALK PL
City	MIRAMAR BEACH
State	FL
Zip	32550-4230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SD
Legal Description	LOT 5097 BEACHWALK VILLAS PH IV & INTEREST IN COMMON ELEMENT AS REC IN PB 6-12 OR 245-542 OR 2639-253 OR 3094-791
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHWALK VILLAS
Legal Phase	4
Legal Block	50
Legal Lot Number	5097
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5097 Beachwalk Pl, a townhouse, is owned by two individuals who bought it in January 2019.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	26210 HARBOUR POINTE DR S, HARRISON TOWNSHIP, MI 48045-3215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 3, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Deed Document Number	2019173
Deed Book / Page	3094 / 791
Prior Transfer Date	Sep 23, 2004
Prior Transfer Doc	0026390253
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5097 BEACHWALK PL, MIRAMAR BEACH, FL 32550-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031433301
Date	May 21, 2020
Book Page	3143/3301
Instrument	20200017280

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 3, 2019
Property Address	5097 BEACHWALK PL, MIRAMAR BEACH, FL 32550-4230
Document Number	0030940791
Book / Page	3094 / 0791
Map Reference	MB 6 PG 12
Instrument Date	Dec 27, 2018
Instrument	20190000173
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,219.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9599 SPRING HOLLOW CV, 9599, GERMANTOWN, TN 38139-5639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26210 HARBOUR POINTE DR S, HARRISON TOWNSHIP, MI 48045-3215

Mortgage

Document Number	20190000174
Date	Jan 3, 2019
Instrument	20190000174

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5097 Beachwalk Pl was $4,183, up 2.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,183.00 (+2.3%)	$533,946 Land $125,000 Building $408,946	$533,946 Land $125,000 Building $408,946
2024	$4,089.00 (+13.61%)
2023	$3,599.00 (+10.36%)	$470,925 (+15%) Building $470,925	$470,925 (+15%) Building $470,925
2022	$3,261.00	$409,500 Building $409,500	$409,500 Building $409,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5097 Beachwalk Pl in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5097 Beachwalk Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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