50960 E 130 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 50960 E 130 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,884 (Oct 2025)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-08-027-022-0-010-00`

Property Details

APN / Parcel Number

Primary APN	`0000-08-027-022-0-010-00`
Alternative APN	`2694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	648 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2694
Street Address	50960 E 130 RD
City	MIAMI
State	OK
Zip	74354-5592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR POB SE COR SE SE, W 208.7', N 208.7', E 208.7', S 208.7' POB SEC 8 TWP 27 RNG 22 LIS PENDENS 1222/507
Legal Range	22E
Legal Township	27N
Legal Section	08
Legal Subdivision	T027-R022
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1026
Census Tract	574700

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55900 E 30 RD, MIAMI, OK 74354-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	20254646
Deed Book / Page	1244 / 112
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	50960 E 130 RD, MIAMI, OK 74354-5592
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SPACE COAST TITLE COMPANY, SPACE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 194, COMMERCE, OK 74339-0194

Mortgage

Document Number	001244/247
Date	Oct 14, 2025
Book Page	1244/247
Instrument	I-2025-004682

Lender

Name	SECURITY BANK & TRUST
Type	Bank
Address	MIAMI, OK 74354

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	50960 E 130 RD, MIAMI, OK 74354-5592
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50960 E 130 RD, MIAMI, OK 74354-5592

Mortgage

Document Number	001173/231
Date	Nov 16, 2022
Book Page	1173/231
Instrument	I-2022-005925

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 18, 2021
Property Address	50960 E 130 RD, MIAMI, OK 74354-5592
Document Number	1135/753
Book / Page	1135 / 753
Instrument Date	May 17, 2021
Instrument	2021-002532
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002533
Date	May 18, 2021
Instrument	2021-002533

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,207 (+0.07%) Land $713 Building $11,494	$107,080 (+0.07%) Land $6,250 Building $100,830
2025	$1,175.00 (-1.26%)	$12,199 (-) Land $713 Building $11,486	$107,000 (-) Land $6,250 Building $100,750
2024	$1,190.00 (+2.76%)	$12,199 (-) Land $713 Building $11,486	$107,000 (-) Land $6,250 Building $100,750
2023	$1,158.00 (+2.66%)	$12,199 (-) Land $713 Building $11,486	$107,000 (-) Land $6,250 Building $100,750
2022	$1,128.00	$12,199 Land $713 Building $11,486	$107,000 Land $6,250 Building $100,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2007–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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