5096 S Shore Dr, Whitehall, MI 49461 Property Records

Muskegon County property record for 5096 S Shore Dr, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,804 sqft · built 1979
Lot Size	0.523 acres (22,782 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Jul 2020)
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06105300001400`

Property Details

APN / Parcel Number

Primary APN	`06105300001400`
Alternative APN	`61-06-105-300-0014-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,804 sqft Living Area
1st Floor Area	1,940 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	22,782 sqft (0.523 acres)
Lot Dimensions	230 ft deep x 99 ft wide
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5096 S SHORE DR
City	WHITEHALL
State	MI
Zip	49461-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ILD
Legal Description	FRUITLAND TOWNSHIP SEC 5 T11N R17W COM NE COR OF SW 1/4 SW 1/4 TH N 285 FT TH N 51 DEG 50'E 1070.4 FT ALG N LI SO SHORE
Legal Range	17W
Legal Township	11N
Legal Section	05
Legal Lot Number	3
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2007
Census Tract	3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5096 S SHORE DR, WHITEHALL, MI 49461-9433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer
Jul 14, 2020	Grant Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	20205692447
Deed Book / Page	4226 / 751
Last Transfer Date	Jan 14, 2026
Transfer Doc	004406/590
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Jan 21, 2026
Property Address	5096 S SHORE DR, WHITEHALL, MI 49461-9433
Document Number	004406/590
Book / Page	4406 / 590
Instrument Date	Jan 14, 2026
Instrument	5872115
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5096 S SHORE DR, WHITEHALL, MI 49461-9433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5096 S SHORE DR, WHITEHALL, MI 49461-9433

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 14, 2020
Property Address	5096 S SHORE DR, WHITEHALL, MI 49461-9433
Document Number	0005692447
Book / Page	004226 / 000751
Instrument Date	Jul 8, 2020
Instrument	5692447
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1921 E DOWNINGTON AVE SALT LAKE CITY UT 841082913, SALT LAKE CITY, UT 84108-2913

Mortgage

Document Number	5692448
Date	Jul 14, 2020
Book Page	004226/000752
Instrument	5692448

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,700 (+4.33%)	$477,400 (+4.33%)
2025	$4,638.00 (-4.09%) Homeowner's exemption	$228,800	$457,600
2024	$4,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHALL serves 2,902 people · EPA ID MI0007100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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