San Diego County property record for 5096 Mendip St, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,832 sqft · built 2004 |
| Lot Size | 0.209 acres (9,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jun 2022) |
| Tax Bill | $14,907 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-510-63-00 |
| Primary APN | 122-510-63-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,832 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 9,110 sqft (0.209 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5096 MENDIP ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 TR 014390 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014390 |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18608 |
Source: San Diego County records · APN 122-510-63-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5096 MENDIP ST, OCEANSIDE, CA 92057-1851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 23, 2022 | Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU |
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 09, 2019 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Apr 09, 2019 | Grant Deed, Transfer · Conventional Mortgage DIGNIFIED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Apr 09, 2019 · Amount on Record |
| Deed Document Number | 2022260192 |
| Prior Transfer Date | Mar 13, 2019 |
| Prior Transfer Doc | 0000127124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2022 |
| Property Address | 5096 MENDIP ST, OCEANSIDE, CA 92057-1851 |
| Document Number | 0000260192 |
| Map Reference | FILE 2002-0389736 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 2022-0260192 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5096 MENDIP ST, OCEANSIDE, CA 92057-1851 |
| Document Number | 0000260193 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-0260193 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 5-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5096 MENDIP ST, OCEANSIDE, CA 92057-1851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000438387 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 2020-0438387 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 09, 2019 |
| Property Address | 5096 MENDIP ST, OCEANSIDE, CA 92057-1851 |
| Document Number | 0000127124 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 127124 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5783 MISSION CENTER RD #304 SAN DIEGO CA 921084918, 304, SAN DIEGO, CA 92108-4918 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 09, 2019 |
| Property Address | 5096 MENDIP ST, OCEANSIDE, CA 92057-1851 |
| Document Number | 0000127125 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 127125 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5096 MENDIP ST OCEANSIDE CA 920571851, OCEANSIDE, CA 92057-1851 |
| Document Number | 127126 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 127126 |
| Name | DIGNIFIED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,244,786 (+2%) Land $757,696 Building $487,090 | |
| 2025 | $14,907.00 (+9.15%) Homeowner's exemption | $1,220,380 (+10.94%) Land $742,840 Building $477,540 |
| 2023 | $13,657.00 (+50.39%) Homeowner's exemption | $1,100,000 Land $669,000 Building $431,000 |
| 2022 | $9,081.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Dec 2002, rainfall accumulation |
| Wildfire Risk | Moderate above 52% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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