5095 SE Williams Way, Stuart, FL 34997 Property Records

Martin County property record for 5095 SE Williams Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,383 sqft · built 1998
Lot Size	1.13 acres (49,571 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (Aug 2017)
Tax Bill	$22,539 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-080-000-0002.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-080-000-0002.0-0-0000`
Alternative APNs	`48-38-41-080-000-00020-0` `120549`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,383 sqft Living Area
Gross Area	4,610 sqft
1st Floor Area	3,383 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,571 sqft
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	2,802 sqft
Deck Area	102 sqft
Patio Area	829 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	120549
Street Address	5095 SE WILLIAMS WAY
City	STUART
State	FL
Zip	34997-2590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BAGWELL S/D (PB 14 PG 38)
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	BAGWELL SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5095 SE WILLIAMS WAY, STUART, FL 34997-2590
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK
Mar 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2017	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Apr 9, 2004 · Amount on Record
Deed Document Number	20172648955
Deed Book / Page	2941 / 588
Last Transfer Date	Mar 22, 2019
Transfer Doc	0030472870
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5095 SE WILLIAMS WAY, STUART, FL 34997-2590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029811783
Date	Mar 20, 2018
Book Page	02981/1783
Instrument	2684657

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 22, 2019
Property Address	5095 SE WILLIAMS WAY, STUART, FL 34997-2590
Document Number	0030472870
Book / Page	003047 / 002870
Instrument Date	Mar 22, 2019
Instrument	2745137
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5095 SE WILLIAMS WAY STUART FL 349972590, STUART, FL 34997-2590

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 3, 2017
Property Address	5095 SE WILLIAMS WAY, STUART, FL 34997-2590
Document Number	0029410588
Book / Page	02941 / 0588
Map Reference	MB14 PG38
Instrument Date	Jul 31, 2017
Instrument	2648955
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18000 SMOKEY HOLLOW RD, 18000, TRAVERSE CITY, MI 49686-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 SE WILLIAMS WAY, STUART, FL 34997-2590

Mortgage

Document Number	0002648956
Date	Aug 3, 2017
Instrument	2648956

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,539.00 (-1.06%) Homeowner's exemption	$1,442,755 (+5.99%)	$2,767,000 (+10.98%) Land $1,701,000 Building $1,066,000
2024	$22,780.00 (+1.55%)
2023	$22,432.00 (+3.32%) Additional exemption filed	$1,361,258 (+3%)	$2,493,270 (+40.27%) Land $1,474,200 Building $1,019,070
2022	$21,712.00 Homeowner's exemption	$1,321,610	$1,777,420 Land $1,020,600 Building $756,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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