5095 N Oak Rd, Davison, MI 48423 Property Records

Genesee County property record for 5095 N Oak Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,800 sqft · built 2007
Lot Size	19.5 acres (849,856 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Aug 2018)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-400-044`

Property Details

APN / Parcel Number

Primary APN	`16-22-400-044`

Interior

Full Baths	3 Baths
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Lot Area	849,856 sqft (19.5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5095 N OAK RD
City	DAVISON
State	MI
Zip	48423-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Description	A PARCEL OF LAND BEG N 0 DEG 08 MIN 52 SEC E 708.66 FT FROM SE COR OF SEC TH N 89 DEG 13 MIN 26 SEC W 1437.07 FT TH N 0 DEG
Legal Range	08E
Legal Township	08N
Legal Section	22
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	3
Census Block	3000
Census Tract	11902

Owner

5095 N Oak Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5095 N OAK RD, DAVISON, MI 48423-9305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 16, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Jul 6, 2007 · Amount on File
Deed Document Number	201882371
Prior Transfer Date	May 26, 2016
Prior Transfer Doc	0000049899
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5095 N OAK RD, DAVISON, MI 48423-9305
Document Number	0000043026
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5095 N OAK RD DAVISON MI 484239305, DAVISON, MI 48423-9305

Mortgage

Document Number	0000043026
Date	Jul 2, 2020
Instrument	43026

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 16, 2018
Property Address	5095 N OAK RD, DAVISON, MI 48423-9305
Document Number	0000082371
Instrument Date	Jul 30, 2018
Instrument	201808160082371
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5095 N OAK RD, 5095, DAVISON, MI 48423-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10050 E COLDWATER RD, DAVISON, MI 48423-8508

Mortgage

Document Number	0000082372
Date	Aug 16, 2018
Instrument	201808160082372

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5095 N Oak Rd was $5,351 with a homeowner's exemption, up 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (+2.7%)	$411,200 (+2.7%)
2025	$5,351.00 (+2.84%) Homeowner's exemption	$200,200	$400,400
2024	$5,203.00
2023		$163,500	$327,000
2019	$3,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5095 N Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5095 N Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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