5095 E US Hwy 60, Grayson, KY 41143 Property Records

Carter County property record for 5095 E US Hwy 60, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1941
Lot Size	41.2 acres (1,794,672 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2011)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`128-00-00-155.00`

Property Details

APN / Parcel Number

Primary APN	`128-00-00-155.00`
Alternative APNs	`22062` `34879`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,794,672 sqft (41.2 acres)
View / Lot	Waterfront - Canal
Garage Type	Mixed
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Deck Area	312 sqft
Patio Area	312 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	34879
Street Address	5095 E US HIGHWAY 60
City	GRAYSON
State	KY
Zip	41143-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LAND
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	3
Census Block	3012
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit ASHLAND CU
Sep 27, 2021	Deed of Trust, Mortgage ASHLAND CU
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit ASHLAND CU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU
Dec 14, 2023	Warranty Deed, Transfer EAGLE TITLE AGENCY LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU
Sep 27, 2021	Deed of Trust, Mortgage ASHLAND CU
Mar 25, 2011	Intrafamily Transfer, Transfer
Jun 1, 2005	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2011 · Amount on Record
Deed Sale	Mar 25, 2011 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	2011333001
Deed Book / Page	267 / 668
Prior Transfer Date	Mar 7, 2011
Prior Transfer Doc	0OR267/668
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000489/143
Date	Nov 14, 2022
Book Page	489/143
Instrument	554135

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E US HIGHWAY, GRAYSON, KY 41143
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR462/861
Date	Sep 27, 2021
Book Page	OR462/861
Instrument	538761

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2036

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957

Mortgage

Document Number	000542/608
Date	Aug 13, 2025
Book Page	542/608
Instrument	1010074

Lender

Name	ASHLAND CU
Type	Credit Union
Address	305 MARTIN LUTHER KING JR BLVD, ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR462/847
Date	Sep 27, 2021
Book Page	OR462/847
Instrument	538760

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2046

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Dec 14, 2023
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Document Number	000511/170
Book / Page	511 / 170
Instrument Date	Dec 1, 2023
Instrument	573445
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$5,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 OUTDOOR CT # 1, 1, RUSSELLVILLE, AR 72802-8995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR462/847
Date	Sep 27, 2021
Book Page	OR462/847
Instrument	538760

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E US HIGHWAY, GRAYSON, KY 41143-7957

Mortgage

Document Number	OR462/861
Date	Sep 27, 2021
Book Page	OR462/861
Instrument	538761

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2036

March 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Mar 25, 2011
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Document Number	0OR267/668
Book / Page	OR267 / 668
Instrument Date	Mar 7, 2011
Instrument	333001
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 DRY PRAIRIE RD, GRAYSON, KY 41143-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957

June 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 1, 2005
Property Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957
Document Number	0OR149/251
Book / Page	OR149 / 251
Instrument Date	May 26, 2005
Instrument	013265
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4977 E US HWY, GRAYSON, KY 41143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E US HIGHWAY 60, GRAYSON, KY 41143-7957

Mortgage

Document Number	0OR149/257
Date	Jun 1, 2005
Book Page	OR149/257
Instrument	013266

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (+735.57%)	$190,000 (+176.16%)	$190,000 (+176.16%)
2023	$194.00 Homeowner's exemption	$68,800	$68,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2012–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG SANDY WATER DISTRICT serves 13,044 people · EPA ID KY0100944
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Windstream DSL	100 / 20

May also be available: T-Mobile.

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