5094 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 5094 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1968
Lot Size	0.095 acres (4,116 sqft)
Owner	2 Individual Names on File
Last Sale	$1,120,000 (Jul 2018)
Tax Bill	$15,741 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-042-410`

Property Details

APN / Parcel Number

Primary APN	`009-042-410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	4,116 sqft (0.095 acres)
Lot Dimensions	103 ft deep x 42 ft wide
Garage Type	Basement
Garage Area	1,250 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5094 PALMETTO AVE
City	PACIFICA
State	CA
Zip	94044-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10003
Legal Description	LOT 1 BLK 6 FAIRMONT WEST UNIT NO 2B RSM 68/8 9
Legal Subdivision	FAIRMONT WEST
Legal Block	6
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1004
Census Tract	602800

Owner

5094 Palmetto Ave is owned and occupied by two individuals who bought it in July 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5094 PALMETTO AVE, PACIFICA, CA 94044-1042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jul 27, 2018	Grant Deed, Transfer · ARM MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	201858864
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	5094 PALMETTO AVE, PACIFICA, CA 94044-1042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5094 PALMETTO AVE, PACIFICA, CA 94044-1042

Mortgage

Document Number	0000104281
Date	Oct 1, 2020
Instrument	2020-104281

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	5094 PALMETTO AVE, PACIFICA, CA 94044-1042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072031
Date	Sep 14, 2018
Instrument	2018-072031

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 27, 2018
Property Address	5094 PALMETTO AVE, PACIFICA, CA 94044-1042
Document Number	0000058864
Map Reference	MB68 PG8&9
Instrument Date	Jul 19, 2018
Instrument	2018-058864
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5094 PALMETTO AVE, PACIFICA, CA 94044-1042

Mortgage

Document Number	0000058865
Date	Jul 27, 2018
Instrument	2018-058865

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5094 Palmetto Ave was $15,741 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,274,363 (+2%) Land $928,466 Building $345,897
2025	$15,741.00 Homeowner's exemption	$1,249,376 Land $910,261 Building $339,115
2023	$15,089.00 (+3.64%) Homeowner's exemption	$1,200,863 Land $874,915 Building $325,948	$1,033,200
2022	$14,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5094 Palmetto Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5094 Palmetto Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Palmetto Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures