5093 Gardner Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 5093 Gardner Ln, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,303 sqft · built 2003
Lot Size	4.67 acres (203,861 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Jun 2023)
Tax Bill	$12,656 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2023 Sale & Mortgage + 1 more
APN	`1685`

Property Details

APN / Parcel Number

Primary APN	`1685`
Alternative APN	`253232500`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,303 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	203,861 sqft (4.67 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	253232500
Street Address	5093 GARDNER LN
City	SUFFOLK
State	VA
Zip	23434-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTATE
Legal Description	RT 606, GARDNER, RT 611
Legal Subdivision	LAKE SITES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	3
Census Block	3015
Census Tract	75405

Owner

5093 Gardner Ln is owned and occupied by an individual who bought it in June 2023.

Source: Suffolk City records, as of March 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Transfer on Death Deed, Transfer
Jun 22, 2023	Warranty Deed, Transfer · ARM PNC BANK NATIONAL ASSOCIATION
Jul 28, 2020	Warranty Deed, Transfer · ARM TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	230006477
Record Updated	Jun 8, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 27, 2026
Property Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093
Document Number	0260001131
Map Reference	MB 13 PG 180
Instrument Date	Jan 27, 2026
Instrument	260001131
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 22, 2023
Property Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093
Document Number	0230006447
Instrument Date	Apr 2, 2023
Instrument	230006447
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093

Mortgage

Document Number	0230006448
Date	Jun 22, 2023
Instrument	230006448

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Margin	3

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 28, 2020
Property Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093
Document Number	200009824
Instrument Date	Jul 14, 2020
Instrument	200009824
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5093 GARDNER LN, SUFFOLK, VA 23434-7093

Mortgage

Document Number	200009825
Date	Jul 28, 2020
Instrument	200009825

Lender

Name	TRUIST BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 5093 Gardner Ln was $12,656, up 8.1% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$1,140,800 (+7.91%) Land $320,400 Building $820,400
2025	$12,656.00 (+8.12%)	$1,140,800 (+7.91%) Land $320,400 Building $820,400	$1,057,200 Land $267,000 Building $790,200
2024	$11,705.00 (+3.64%)	$1,057,200 (+2.03%) Land $267,000 Building $790,200
2023	$11,294.00 (+7.66%)	$1,036,200 (+11.85%) Land $267,000 Building $769,200	$1,036,200 (+11.85%) Land $267,000 Building $769,200
2022	$10,490.00	$926,400 Land $267,000 Building $659,400	$926,400 Land $267,000 Building $659,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5093 Gardner Ln; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5093 Gardner Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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